Oakland 34760
Orange County, FL · 1,352 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
62affordability /100
Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
23.2%
affordable
Days on market
23
daily
Price cuts
0.0%
of active
Valuation
-21.6%
vs assessor
80
/100
Strong Market
warming · seller slight · prices rising year-over-year.
Price trend
90
Affordability
95
Valuation
50
Economic health
62
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
DOM: 54d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)20
Buy vs Rent (15%)100
Cancellation Rate (10%)75
Days on Market (5%)60
Balanced market in 34760. List price is roughly fair — focus on condition and value. Payment burden: 23.3% of median income. Median days on market: 54. Renting is approximately 109% cheaper than buying (price-to-rent ratio: 25.1).
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGSELLER SLIGHT
Market is warming with rising prices. Sellers hold a slight edge.
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Market snapshoteach number, once
Median price
$521,461
▴ 2.1% YoY
Days on market
23
daily · zip_data
Median rent
$1,730
ZORI
Investor score
41/100
cash-flow lens
Active listings
9
90-day
Valuation3 lenses, different anchors
vs assessor
-21.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$409,000
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.7%
County-wide market — the widest, slowest signal.
Orange+71.7%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$129
Price-to-income3.8×
How 34760 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity95%
Supply tightness95%
Affordability88%
Investment yield10%
Appreciation91%
Affordability, supply & momentum
69SUPPLY
Tight MarketSupply Tightness
Supply is below normal — sellers are favored but buyers still have options.
Months of Supply2.8 mo
Days on Market23d
Inv vs History-5.3%
Listing Density29.0/1k
Affordability — payment burden
Monthly payment (P&I)$2,634
Payment burden23.2%
Median income · ZIP$136,042
Mortgage rate6.49% · 30yr
Total monthly own$3,156
Monthly rent$1,730
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageSELLER SLIGHT
Months of supply2.8
Sales (90d)0
Investment analysis
Median rent$1,730
Price-to-rent25.1
Est. cap rate2.6%
Buy vs rentfavors renting
Livability
Walk score15
Transit score—
Bike score—
Historical trends
Orange County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.