Oviedo 32766

Seminole County, FL · 5,479 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

59affordability /100

Buyer leverage is seller advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
25%
affordable
Days on market
15
daily
Price cuts
31.3%
of active
Valuation
-33.6%
vs assessor
Look up an address
62
/100
Stable
stable · seller advantage · prices rising year-over-year.
Price trend
55
Affordability
85
Valuation
35
Economic health
59

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

50/ 100SellerBalancedBuyer
Balanced Market
DOM: 22d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)60
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)20

Balanced market in 32766. List price is roughly fair — focus on condition and value. Payment burden: 25.1% of median income. Median days on market: 22. Renting is approximately 42% cheaper than buying (price-to-rent ratio: 17.0).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER ADVANTAGE

Market is holding steady with balanced conditions. Sellers are firmly in control.

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Market snapshoteach number, once

Median price
$603,658
▴ 0.4% YoY
Days on market
15
daily · zip_data
Median rent
$2,963
ZORI
Investor score
61/100
cash-flow lens
Active listings
34
90-day

Valuation3 lenses, different anchors

vs assessor
-33.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$400,850
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.3%
County-wide market — the widest, slowest signal.
Seminole+71.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$258
Price-to-income4.1×

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How 32766 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity97%
Supply tightness72%
Affordability80%
Investment yield35%
Appreciation81%

Affordability, supply & momentum

45SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply16.2 mo
Days on Market15d
Inv vs History+19.9%
Listing Density6.7/1k
Affordability — payment burden
Monthly payment (P&I)$3,049
Payment burden25%
Median income · ZIP$146,215
Mortgage rate6.49% · 30yr
Total monthly own$3,653
Monthly rent$2,963
Market dynamics
Price cut %31.3%
Momentumstable
LeverageSELLER ADVANTAGE
Months of supply16.2
Sales (90d)0
Investment analysis
Median rent$2,963
Price-to-rent17.0
Est. cap rate3.8%
Buy vs rentneutral

Livability

Walk score3
Transit score
Bike score

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Seminole County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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