Oviedo 32766

Seminole County, FL · 5,479 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

59affordability /100

Buyer leverage is seller advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

25.7%

affordable

Days on market

daily

Price cuts

31.1%

of active

Valuation

-33.9%

vs assessor

Look up an address

/100

Stable

stable · seller advantage · prices rising year-over-year.

Price trend

Affordability

Valuation

Economic health

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Balanced Market

DOM: 22d (falling) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)25

Valuation Gap (25%)60

Supply & Demand (20%)100

Buy vs Rent (15%)50

Cancellation Rate (10%)0

Days on Market (5%)20

Balanced market in 32766. List price is roughly fair — focus on condition and value. Payment burden: 25.2% of median income. Median days on market: 22. Renting is approximately 42% cheaper than buying (price-to-rent ratio: 17.0).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.

STABLESELLER ADVANTAGE

Market is holding steady with balanced conditions. Sellers are firmly in control.

Address lookup$99 report path

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<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/orlando/zip/32766?utm_source=embed&utm_medium=backlink">Oviedo 32766 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$606,581

▴ 1.6% YoY

Days on market

daily · zip_data

Median rent

$3,039

ZORI

Investor score

61/100

cash-flow lens

Active listings

90-day

Valuation3 lenses, different anchors

vs assessor

-33.9%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$400,850

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+70.6%

County-wide market — the widest, slowest signal.

Seminole+70.6%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$258

Price-to-income4.1×

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How 32766 ranks in FL

percentile vs all Florida ZIPs · n=1098

Market velocity97%

Supply tightness72%

Affordability80%

Investment yield35%

Appreciation84%

Affordability, supply & momentum

44SUPPLY

BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply16.2 mo

Days on Market15d

Inv vs History+21.4%

Listing Density6.7/1k

Affordability — payment burden

Monthly payment (P&I)$3,135

Payment burden25.7%

Median income · ZIP$146,215

Mortgage rate6.71% · 30yr

Total monthly own$3,741

Monthly rent$3,039

Market dynamics

Price cut %31.1%

Momentumstable

LeverageSELLER ADVANTAGE

Months of supply16.2

Sales (90d)0

Investment analysis

Median rent$3,039

Price-to-rent17.0

Est. cap rate3.8%

Buy vs rentneutral

Livability

Walk score3

Transit score—

Bike score—

Historical trends

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Price bandsmix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Seminole.

Current tiers · 12 months to Aug 25floor 10 sales/tier

3 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	$185k	$186	12	6.1%	ZIP
$250k–$500k	$413k	$258	82	41.6%	ZIP
$500k–$750k	$630k	$250	60	30.5%	ZIP
$750k–$1M	$845k	$258	33	16.8%	ZIP
$1M–$1.5M	$1.15M	$307	224	—	COUNTY · Seminole, FL
$1.5M–$2M	$1.64M	$339	70	—	COUNTY · Seminole, FL
$2M+	$2.75M	$359	65	—	COUNTY · Seminole, FL
All sales (the headline median)	$512k	$256	197	100%	ZIP

No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.

National context — not local

NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 32766.

United States
South

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

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Seminole County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 32766→Seminole County, FL

12-Month Direction

-2Stable

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

36· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden50

30.1%

stretched

Source: Lotvox · Updated 2026-05-15

Buy vs Rent32

1.521x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation9

+70.6%

overvalued

Source: Lotvox comps · Updated 2026-05-15