Geneva 32732

Seminole County, FL · 2,530 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

48affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
31.5%
stretched
Days on market
51
daily
Price cuts
38.0%
of active
Valuation
-88.9%
vs assessor
Look up an address
50
/100
Mixed
stable · buyer advantage · prices rising year-over-year.
Price trend
55
Affordability
65
Valuation
20
Economic health
48

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

75/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 85d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)80
Supply & Demand (20%)100
Cancellation Rate (10%)75
Days on Market (5%)75

Moderate buyer leverage in 32732. Room to negotiate 5-10% below list. Payment burden: 31.6% of median income. Median days on market: 85. Market appears 25% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

Address lookup$99 report path

Look Up an Address in 32732

Just type the street — we'll auto-scope the search to ZIP 32732.

Actions
Export, share, or compare this ZIP
Compare
Get alerts when this market changes

Market snapshoteach number, once

Median price
$584,058
▴ 0.7% YoY
Days on market
51
daily · zip_data
Median rent
$1,545
county avg
Investor score
31/100
cash-flow lens
Active listings
19
90-day

Valuation3 lenses, different anchors

vs assessor
-88.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$64,900
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.3%
County-wide market — the widest, slowest signal.
Seminole+71.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$362
Price-to-income5.2×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial
How 32732 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity74%
Supply tightness32%
Affordability41%
Investment yield
Appreciation83%

Affordability, supply & momentum

29SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply54.0 mo
Days on Market51d
Inv vs History+6.1%
Listing Density10.7/1k
Affordability — payment burden
Monthly payment (P&I)$2,950
Payment burden31.5%
Median income · ZIP$112,222
Mortgage rate6.49% · 30yr
Total monthly own$3,534
Monthly rent$1,545
Market dynamics
Price cut %38.0%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply54
Sales (90d)0
Investment analysis
Median rent$1,545
Price-to-rent31.5
Est. cap rate1.9%
Buy vs rentfavors renting

Livability

Walk score6
Transit score
Bike score

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Seminole County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

Unlock County Economic Data

Available with Lotvox Pro — $29/mo.

Start free trial

Nearby ZIP codes