Geneva 32732

Seminole County, FL · 2,530 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

48affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

32.7%

stretched

Days on market

daily

Price cuts

35.1%

of active

Valuation

-89%

vs assessor

Look up an address

/100

Mixed

stable · buyer advantage · prices rising year-over-year.

Price trend

Affordability

Valuation

Economic health

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Negotiate Hard

Needs 8.3% correction for affordability

DOM: 85d (rising) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)50

Valuation Gap (25%)80

Supply & Demand (20%)100

Cancellation Rate (10%)75

Days on Market (5%)75

Moderate buyer leverage in 32732. Room to negotiate 5-10% below list. Payment burden: 31.9% of median income. Median days on market: 85. Market appears 26% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.

STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

Address lookup$99 report path

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<iframe src="https://lotvox.com/embed/zip/32732" width="100%" height="300" style="border:0;border-radius:12px;overflow:hidden;max-width:640px" loading="lazy" title="Geneva 32732 — Lotvox market card"></iframe>
<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/orlando/zip/32732?utm_source=embed&utm_medium=backlink">Geneva 32732 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$591,134

▴ 1.5% YoY

Days on market

daily · zip_data

Median rent

$1,783

county avg

Investor score

31/100

cash-flow lens

Active listings

90-day

Valuation3 lenses, different anchors

vs assessor

-89.0%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$64,900

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+70.6%

County-wide market — the widest, slowest signal.

Seminole+70.6%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$362

Price-to-income5.2×

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How 32732 ranks in FL

percentile vs all Florida ZIPs · n=1098

Market velocity74%

Supply tightness32%

Affordability41%

Investment yield—

Appreciation82%

Affordability, supply & momentum

29SUPPLY

BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply54.0 mo

Days on Market51d

Inv vs History+7.2%

Listing Density10.7/1k

Affordability — payment burden

Monthly payment (P&I)$3,055

Payment burden32.7%

Median income · ZIP$112,222

Mortgage rate6.71% · 30yr

Total monthly own$3,646

Monthly rent$1,783

Market dynamics

Price cut %35.1%

Momentumstable

LeverageBUYER ADVANTAGE

Months of supply54

Sales (90d)0

Investment analysis

Median rent$1,783

Price-to-rent27.6

Est. cap rate2.2%

Buy vs rentfavors renting

Livability

Walk score6

Transit score—

Bike score—

Historical trends

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Price bandsmix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Seminole.

Current tiers · 12 months to Aug 25floor 10 sales/tier

4 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	$170k	$112	15	20.8%	ZIP
$250k–$500k	$400k	$281	27	37.5%	ZIP
$500k–$750k	$580k	$238	19	26.4%	ZIP
$750k–$1M	$845k	$262	467	—	COUNTY · Seminole, FL
$1M–$1.5M	$1.15M	$307	224	—	COUNTY · Seminole, FL
$1.5M–$2M	$1.64M	$339	70	—	COUNTY · Seminole, FL
$2M+	$2.75M	$359	65	—	COUNTY · Seminole, FL
All sales (the headline median)	$468k	$274	72	100%	ZIP

No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.

National context — not local

NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 32732.

United States
South

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

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Seminole County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 32732→Seminole County, FL

12-Month Direction

-2Stable

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

36· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden50

30.1%

stretched

Source: Lotvox · Updated 2026-05-15

Buy vs Rent32

1.521x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation9

+70.6%

overvalued

Source: Lotvox comps · Updated 2026-05-15