Silver Springs 34488

Ocala, FL · Marion County, FL · 7,291 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

54affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.1%
stretched
Days on market
65
daily
Price cuts
36.7%
of active
Valuation
-45.7%
vs assessor
Look up an address
48
/100
mixed
stable · buyer advantage · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

61/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 110d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)80
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)100
Days on Market (5%)100

Moderate buyer leverage in 34488. Room to negotiate 5-10% below list. Payment burden: 28.1% of median income. Median days on market: 110. Market appears 26% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

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Market snapshoteach number, once

Median price
$209,728
▾ 0.5% YoY
Days on market
65
daily · zip_data
Median rent
$1,650
ZORI
Investor score
82/100
cash-flow lens
Active listings
29
90-day

Valuation3 lenses, different anchors

vs assessor
-45.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$113,800
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+59.0%
County-wide market — the widest, slowest signal.
Marion+59.0%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$181
Price-to-income4.6×

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How 34488 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

36SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply24.6 mo
Days on Market65d
Inv vs History-30.5%
Listing Density5.8/1k
Market dynamics
Price cut %36.7%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply24.6
Sales (90d)0
Investment analysis
Median rent$1,650
Price-to-rent10.6
Est. cap rate6.1%
Buy vs rentfavors buying

Livability

Walk score—
Transit score4
Bike score—

Historical trends

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Marion County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Ocala Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Marion County