Ocala, FL · Marion County, FL · 2,388 properties with county records
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Weirsdale 32195 is in Marion County, FL, part of the Ocala Metro. The typical home value in Weirsdale 32195 is $423,318 (Zillow Home Value Index, September 2026), up 4.0% from a year earlier. Homes that sold went under contract in a median 88 days, and 28% of listings took a price cut (Redfin Data Center, period ending Sep 30, 2026). On Lotvox's market-leverage reading of that data, with 10.8 months of supply, buyers hold the advantage. The Lotvox Turnover Index is not published for 32195 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Marion County's 23 ZIPs with a Zillow value, the middle one is $282,301, so 32195 sits 50% above the county middle. Lotvox holds county assessor records for 2,388 properties in 32195.
Headline value data through September 2026. Each source below carries its own date.
Is 32195 a buyer's or seller's market?
By Lotvox's leverage reading of Redfin data through Sep 30, 2026, 32195 is a buyer's market. Homes went under contract in a median 88 days with 10.8 months of supply.
What do homes in 32195 sell for?
The typical home value in 32195 is $423,318 (Zillow Home Value Index, September 2026), up 4.0% in a year. County records put the median at about $254 per square foot (computed Apr 21, 2026).
Who is likely to sell in 32195?
Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 32195 has not passed that test yet. When it does, the score appears here.
How does 32195 compare to Marion County?
32195's typical value of $423,318 compares with a middle value of $282,301 across Marion County's 23 ZIPs. Both are Zillow Home Value Index figures for September 2026.
Where does this 32195 data come from?
Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.
Cite as: Lotvox ZIP market record, 32195 Weirsdale, FL, data through September 2026, https://lotvox.com/ocala/zip/32195
Listings Flow Ladder — 32195
Faucet, basin and drain — new listings in, active inventory, closed sales out.as of Sep 30, 2026
Thin market — under 25 active listings; ratios withheld
the basin is fillingnet 2 listings/mo
Faucet — new listings
3/mo
59% of normal (6) · trickle· baseline thin
Basin — active listings
18
69% of normal (26) · high· baseline thin
Months of supply
10.8 mo
derived — not published at this grain
Drain — closed sales
2/mo
45% of normal (4)· baseline thin
Net — faucet minus drain
+2/mo
filling
Reading
current
as of 2026-09-30
Compare against:2015-01-01 to 2019-12-31 · 5 same-month points
How plugged is the drain? Two definitions, both ours, deliberately not reconciled.
—Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
—Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month
Closed sales over 24 months — two different numbers, deliberately not merged.
2/mofall in the monthly rate (55%)— peak 4/mo (2024-10-31) to 2/mo now
35transactions that did not happen— summed monthly shortfall vs the same-month normal, over 23 months below it (vs 2015-19 (COVID excluded))
rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-09-30
Redfin market data (county + ZIP), via Lotvox. As of 2026-09-30. Normal = same-month median of monthly rates, minimum 3 same-month points. Source window 3 months (flows shown per month). months_of_supply is not published at this grain (0 non-null rows measured); derived here as active listings / closed sales per month. A fresher supply-only read (0 new, 16 active, 2026-09-01, Realtor.com inventory (county + ZIP), via Lotvox) is available but is NOT used in the net — that source publishes no closed sales, so subtracting across it would mix two vintages.
Should you buy here?
buyer-timing lens
32affordability /100
Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
45.2%
severe
Days on market
88
daily
Price cuts
27.5%
of active
Days on market and price cuts: Redfin Data Center, rolling 90 days.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / seller
buyer-timing lens
Strong Buyer's Market
Needs 33.6% correction for affordability
DOM: 64d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)90
Valuation Gap (25%)100
Supply & Demand (20%)100
Cancellation Rate (10%)75
Days on Market (5%)75
Strong buyer leverage in 32195. If you must buy now, offer 10-15% below list price. Payment burden: 41.8% of median income. A 16% price correction needed to reach 30% affordability threshold. Median days on market: 64. Market appears 33% overpriced vs. assessed values.
What to Offer
Offer 10-15% below list price. Sellers are under pressure.
Conditions most similar to late 2007 — overvaluation without corresponding income growth. Significant correction potential.
WARMINGBUYER ADVANTAGE
Market is warming with rising prices. Buyers have strong negotiating leverage. Prices up 4.0% YoY.
Address lookup
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Look Up an Address in 32195
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Median price: Zillow Home Value Index (ZHVI). Median rent: Census ACS county rent estimate. Days on market and active listings: Redfin Data Center, rolling 90 days.
Valuation
3 lenses, different anchors
vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+58.0%
County-wide market — the widest, slowest signal.
Marion+58.0%
Lake+65.8%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
in 5,276 · out 3,496 · Marion County, FL (parent county of this ZIP)
active inventory
as of 2026-07-01 · IRS SOI county-to-county migration flows 2022-2023 + Redfin inventory history
Price bands
mix-shift
Price Bands — the median behind the median
A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Marion.
Current tiers · 12 months to Aug 25floor 10 sales/tier
5 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.
Tier
Median
$/sqft
Sales
Share
Source
Under $250k
$128k
$122
38
51.4%
ZIP
$250k–$500k
$313k
$177
22
29.7%
ZIP
$500k–$750k
$565k
$227
713
—
COUNTY · Marion, FL
$750k–$1M
$849k
$284
139
—
COUNTY · Marion, FL
$1M–$1.5M
$1.15M
$293
97
—
COUNTY · Marion, FL
$1.5M–$2M
$1.70M
$341
34
—
COUNTY · Marion, FL
$2M+
$2.80M
$397
56
—
COUNTY · Marion, FL
All sales (the headline median)
$240k
$190
74
100%
ZIP
No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.
National context — not local
NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 32195.
United States
South
Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.
Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.
This ZIP code crosses county lines. Property data shows Marion (88.4%) and Lake (11.6%). County metrics below are shown separately for each county.
Marion (88.4%)
Lake (11.6%)
ZIP 32195→2 counties
12-Month Direction
-12Moderate Deterioration
Confidence
100%
DeterioratingStableImproving
BuildersLens Market Intelligence
Market Score
39· Weak
Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.
Payment Burden
45.2%
severe
Source: Freddie Mac PMMS (FRED MORTGAGE30US) 7.32% · Zillow ZHVI · Census income · Updated 2026-10-22
Price-to-rent
27.6x
favors renting
Source: Zillow ZHVI ÷ (Zillow ZORI × 12)
Valuation18
+58%
overvalued
Source: Lotvox comps · Updated 2026-05-15
Supply/Demand
10.8 mo
buyer's market
Source: Redfin Data Center (ZIP): inventory ÷ monthly homes sold · Updated 2026-09-30
Insurance Risk
46/100
moderate
Source: FEMA/NFIP · Updated 2026-04
County distress indicators
ECONOMIC INDICATORS
Economic indicators are mixed relative to comparable U.S. counties.
Unemployment Rate
5.7%
FL 4.5%US 4.4%
Higher than many comparable counties
Source: BLS LAUS · 2026-0857d ago
Poverty Rate
15.0%
FL 12.4%US 12.6%
Near national averages
Median Household Income
$58,535
FL $72,373US $82,006
Near national averages
Cost of Living (RPP)
101.2
FL 101.2US 100.3
Near national averages
Home Value (ZHVI)$273,317
County data: Zillow Home Value Index (ZHVI), BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA · Coverage derived from property records · Counties with <2% coverage excluded as likely data errors
Typical home value: Zillow Home Value Index (ZHVI); change is the 12-month change.
Owner stock, age of householder
Tenure by age of householder (ACS B25007) is not published below county. Any ZIP figure here is DERIVED from the county's age-specific owner rates applied to this ZIP's own age structure — never read directly.
Derived — this ZIP
No ZIP figure — this ZIP spans 2 counties
NOT DERIVED: this ZIP spans more than one county. Tenure by age is not published below county, and no single county rate applies here. Weighting by area would produce a number, not a measurement - area is a poor proxy for where households are. Each county's own figure is shown instead.
