







Bergen County, NJ · 10,616 properties · updated 7/5/2026
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Moderate buyer leverage in 07652. Room to negotiate 5-10% below list. Payment burden: 46.8% of median income. A 25% price correction needed to reach 30% affordability threshold. Median days on market: 78. Renting is approximately 43% cheaper than buying (price-to-rent ratio: 17.1).
Offer 5-10% below list. You have room to negotiate.
Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 7.2% YoY.
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Ample inventory — buyers have time and leverage to negotiate.
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