Waldwick 07463

Bergen County, NJ · 3,650 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

51affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
29.6%
stretched
Days on market
49
daily
Price cuts
0.0%
of active
Valuation
-28.1%
vs assessor
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63
/100
stable
hot · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

59/ 100SellerBalancedBuyer
Balanced Market
DOM: 73d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)80
Supply & Demand (20%)70
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 07463. List price is roughly fair — focus on condition and value. Payment burden: 29.6% of median income. Median days on market: 73. Renting is approximately 168% cheaper than buying (price-to-rent ratio: 32.2). Market appears 17% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 5.1% YoY.

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Market snapshoteach number, once

Median price
$759,294
▴ 5.1% YoY
Days on market
49
daily · zip_data
Median rent
$1,964
ZORI
Investor score
41/100
cash-flow lens
Active listings
18
90-day

Valuation3 lenses, different anchors

vs assessor
-28.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$546,300
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+61.3%
County-wide market — the widest, slowest signal.
Bergen+61.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft
Price-to-income4.9×

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How 07463 ranks in NJ
percentile vs all NJ ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

43SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply6.9 mo
Days on Market49d
Inv vs History+0.6%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumhot
LeverageBALANCED
Months of supply6.9
Sales (90d)0
Investment analysis
Median rent$1,964
Price-to-rent32.2
Est. cap rate2.0%
Buy vs rentfavors renting

Livability

Walk score4
Transit score16
Bike score

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Bergen County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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