Midland Park 07432

Bergen County, NJ · 2,536 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

46affordability /100

Buyer leverage is seller advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
32.8%
stretched
Days on market
15
daily
Price cuts
0.0%
of active
Valuation
-48.4%
vs assessor
Look up an address
65
/100
stable
warming · seller advantage · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

60/ 100SellerBalancedBuyer
Negotiate Hard
Needs 8.5% correction for affordability
DOM: 57d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)100
Supply & Demand (20%)40
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)60

Moderate buyer leverage in 07432. Room to negotiate 5-10% below list. Payment burden: 32.8% of median income. Median days on market: 57. Renting is approximately 94% cheaper than buying (price-to-rent ratio: 23.3). Market appears 32% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGSELLER ADVANTAGE

Market is warming with rising prices. Sellers are firmly in control. Prices up 4.3% YoY.

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Market snapshoteach number, once

Median price
$757,826
▴ 4.3% YoY
Days on market
15
daily · zip_data
Median rent
$2,713
ZORI
Investor score
49/100
cash-flow lens
Active listings
13
90-day

Valuation3 lenses, different anchors

vs assessor
-48.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$390,800
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+61.3%
County-wide market — the widest, slowest signal.
Bergen+61.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft
Price-to-income5.4×

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How 07432 ranks in NJ
percentile vs all NJ ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

56SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply5.5 mo
Days on Market15d
Inv vs History+59.5%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageSELLER ADVANTAGE
Months of supply5.5
Sales (90d)0
Investment analysis
Median rent$2,713
Price-to-rent23.3
Est. cap rate2.8%
Buy vs rentfavors renting

Livability

Walk score7
Transit score12
Bike score

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Bergen County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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