Plymouth 55446
Hennepin County, MN · 10,295 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
63affordability /100
Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
22.4%
affordable
Days on market
25
daily
Price cuts
19.5%
of active
Valuation
+9.6%
vs assessor
75
/100
Stable
warming · seller slight · prices rising year-over-year.
Price trend
62
Affordability
95
Valuation
70
Economic health
63
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
DOM: 73d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)85
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)75
Balanced market in 55446. List price is roughly fair — focus on condition and value. Payment burden: 22.4% of median income. Median days on market: 73. Renting is approximately 89% cheaper than buying (price-to-rent ratio: 22.7).
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGSELLER SLIGHT
Market is warming with rising prices. Sellers hold a slight edge.
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Market snapshoteach number, once
Median price
$626,042
▴ 1.5% YoY
Days on market
25
daily · zip_data
Median rent
$2,303
ZORI
Investor score
46/100
cash-flow lens
Active listings
87
90-day
Valuation3 lenses, different anchors
vs assessor
+9.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$686,200
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+47.4%
County-wide market — the widest, slowest signal.
Hennepin+47.4%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$206
Price-to-income3.7×
How 55446 ranks in MN
percentile vs all Minnesota ZIPs · n=772
Market velocity72%
Supply tightness39%
Affordability50%
Investment yield60%
Appreciation10%
Affordability, supply & momentum
35SUPPLY
BalancedSupply Tightness
Supply and demand are roughly even — standard negotiation dynamics.
Months of Supply10.6 mo
Days on Market25d
Inv vs History+21.3%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$3,162
Payment burden22.4%
Median income · ZIP$169,412
Mortgage rate6.49% · 30yr
Total monthly own$3,788
Monthly rent$2,303
Market dynamics
Price cut %19.5%
Momentumwarming
LeverageSELLER SLIGHT
Months of supply10.6
Sales (90d)0
Investment analysis
Median rent$2,303
Price-to-rent22.7
Est. cap rate2.9%
Buy vs rentfavors renting
Livability
Walk score2
Transit score2
Bike score—
Historical trends
Hennepin County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.