Coral Gables 33146

Miami-dade County, FL · 5,000 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

0affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
92.3%
severe
Days on market
52
daily
Price cuts
15.5%
of active
Valuation
-19.4%
vs assessor
Look up an address
47
/100
Mixed
warming · balanced · prices rising year-over-year.
Price trend
82
Affordability
10
Valuation
50

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

63/ 100SellerBalancedBuyer
Negotiate Hard
Needs 67.5% correction for affordability
DOM: 87d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)25
Supply & Demand (20%)40
Buy vs Rent (15%)100
Cancellation Rate (10%)50
Days on Market (5%)75

Moderate buyer leverage in 33146. Room to negotiate 5-10% below list. Payment burden: 92.4% of median income. A 62% price correction needed to reach 30% affordability threshold. Median days on market: 87. Renting is approximately 268% cheaper than buying (price-to-rent ratio: 44.2).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$1,898,580
▴ 2.9% YoY
Days on market
52
daily · zip_data
Median rent
$3,584
ZORI
Investor score
32/100
cash-flow lens
Active listings
61
90-day

Valuation3 lenses, different anchors

vs assessor
-19.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$1,530,973
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+84.7%
County-wide market — the widest, slowest signal.
Miami-Dade+84.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$621
Price-to-income15.2×

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How 33146 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity72%
Supply tightness73%
Affordability0%
Investment yield1%
Appreciation94%

Affordability, supply & momentum

58SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply5.2 mo
Days on Market52d
Inv vs History-22.9%
Listing Density11.4/1k
Affordability — payment burden
Monthly payment (P&I)$9,590
Payment burden92.3%
Median income · ZIP$124,712
Mortgage rate6.49% · 30yr
Total monthly own$11,489
Monthly rent$3,584
Market dynamics
Price cut %15.5%
Momentumwarming
LeverageBALANCED
Months of supply5.2
Sales (90d)0
Investment analysis
Median rent$3,584
Price-to-rent44.2
Est. cap rate1.5%
Buy vs rentfavors renting

Livability

Walk score37
Transit score7
Bike score

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Miami-dade County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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