Miami 33128

Miami-dade County, FL · 1,002 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

0affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
73.2%
severe
Days on market
64
daily
Price cuts
11.4%
of active
Valuation
-54%
vs assessor
Look up an address
12
/100
Distressed
cooling · balanced · prices easing year-over-year.
Price trend
10
Affordability
10
Valuation
20

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

47/ 100SellerBalancedBuyer
Balanced Market
Needs 59% correction for affordability
DOM: 324d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)40
Buy vs Rent (15%)25
Cancellation Rate (10%)25
Days on Market (5%)100

Balanced market in 33128. List price is roughly fair — focus on condition and value. Payment burden: 73.3% of median income. A 52% price correction needed to reach 30% affordability threshold. Median days on market: 324. Renting is approximately 14% cheaper than buying (price-to-rent ratio: 13.7).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 5.3% YoY.

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Market snapshoteach number, once

Median price
$438,357
▾ 5.3% YoY
Days on market
64
daily · zip_data
Median rent
$2,663
ZORI
Investor score
63/100
cash-flow lens
Active listings
54
90-day

Valuation3 lenses, different anchors

vs assessor
-54.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$201,600
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+84.7%
County-wide market — the widest, slowest signal.
Miami-Dade+84.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$260
Price-to-income12.1×

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How 33128 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity55%
Supply tightness73%
Affordability0%
Investment yield64%
Appreciation11%

Affordability, supply & momentum

38SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply5.2 mo
Days on Market64d
Inv vs History+84.9%
Listing Density13.8/1k
Affordability — payment burden
Monthly payment (P&I)$2,214
Payment burden73.2%
Median income · ZIP$36,308
Mortgage rate6.49% · 30yr
Total monthly own$2,653
Monthly rent$2,663
Market dynamics
Price cut %11.4%
Momentumcooling
LeverageBALANCED
Months of supply5.2
Sales (90d)0
Investment analysis
Median rent$2,663
Price-to-rent13.7
Est. cap rate4.7%
Buy vs rentfavors buying

Livability

Walk score37
Transit score34
Bike score

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Miami-dade County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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