Miami 33145

Miami-dade County, FL · 9,123 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

0affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
63%
severe
Days on market
74
daily
Price cuts
20.2%
of active
Valuation
-17%
vs assessor
Look up an address
39
/100
Weak
warming · balanced · prices rising year-over-year.
Price trend
62
Affordability
10
Valuation
50

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

66/ 100SellerBalancedBuyer
Negotiate Hard
Needs 52.4% correction for affordability
DOM: 65d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)40
Supply & Demand (20%)40
Buy vs Rent (15%)75
Cancellation Rate (10%)75
Days on Market (5%)75

Moderate buyer leverage in 33145. Room to negotiate 5-10% below list. Payment burden: 63.1% of median income. A 44% price correction needed to reach 30% affordability threshold. Median days on market: 65. Renting is approximately 75% cheaper than buying (price-to-rent ratio: 21.0).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$734,028
▴ 1.9% YoY
Days on market
74
daily · zip_data
Median rent
$2,914
ZORI
Investor score
50/100
cash-flow lens
Active listings
146
90-day

Valuation3 lenses, different anchors

vs assessor
-17.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$609,029
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+84.7%
County-wide market — the widest, slowest signal.
Miami-Dade+84.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$370
Price-to-income10.4×

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How 33145 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity42%
Supply tightness86%
Affordability0%
Investment yield18%
Appreciation90%

Affordability, supply & momentum

47SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply5.2 mo
Days on Market74d
Inv vs History-1.3%
Listing Density12.4/1k
Affordability — payment burden
Monthly payment (P&I)$3,708
Payment burden63%
Median income · ZIP$70,592
Mortgage rate6.49% · 30yr
Total monthly own$4,442
Monthly rent$2,914
Market dynamics
Price cut %20.2%
Momentumwarming
LeverageBALANCED
Months of supply5.2
Sales (90d)0
Investment analysis
Median rent$2,914
Price-to-rent21.0
Est. cap rate3.1%
Buy vs rentfavors renting

Livability

Walk score12
Transit score9
Bike score

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Miami-dade County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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