33827

Lakeland-Winter Haven, FL · Polk County, FL · 2,490 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

50affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
30.3%
stretched
Days on market
41
daily
Price cuts
0.0%
of active
Look up an address
56
/100
mixed
stable · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

73/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 59d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)100
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)50
Days on Market (5%)60

Moderate buyer leverage in 33827. Room to negotiate 5-10% below list. Payment burden: 30.4% of median income. Median days on market: 59. Renting is approximately 31% cheaper than buying (price-to-rent ratio: 15.7). Market appears 33% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$299,163
▾ 0.1% YoY
Days on market
41
daily · zip_data
Median rent
$1,588
ZORI
Investor score
66/100
cash-flow lens
Active listings
21
90-day

Valuation3 lenses, different anchors

vs assessor
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.1%
County-wide market — the widest, slowest signal.
Polk+74.1%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$194
Price-to-income5.0×

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How 33827 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

22SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply18.0 mo
Days on Market41d
Inv vs History+21.7%
Listing Density23.8/1k
Market dynamics
Price cut %0.0%
Momentumstable
LeverageBALANCED
Months of supply18
Sales (90d)0
Investment analysis
Median rent$1,588
Price-to-rent15.7
Est. cap rate4.1%
Buy vs rentneutral

Livability

Walk score10
Transit score
Bike score

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Polk County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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