Holland 76534

Killeen-Temple, TX · Bell County, TX · 2,067 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

58affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
25.5%
affordable
Days on market
147
daily
Price cuts
0.0%
of active
Look up an address
66
/100
stable
stable · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

56/ 100SellerBalancedBuyer
Balanced Market
DOM: 106d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)85
Buy vs Rent (15%)100
Cancellation Rate (10%)100
Days on Market (5%)100

Balanced market in 76534. List price is roughly fair — focus on condition and value. Payment burden: 25.5% of median income. Median days on market: 106. Renting is approximately 182% cheaper than buying (price-to-rent ratio: 33.9).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$340,098
▾ 0.7% YoY
Days on market
147
daily · zip_data
Median rent
$836
ZORI
Investor score
27/100
cash-flow lens
Active listings
8
90-day

Valuation3 lenses, different anchors

vs assessor
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+39.8%
County-wide market — the widest, slowest signal.
Bell+39.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$126
Price-to-income4.2×

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How 76534 ranks in TX
percentile vs all TX ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

37SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply9.3 mo
Days on Market147d
Inv vs History-35.7%
Listing Density7.5/1k
Market dynamics
Price cut %0.0%
Momentumstable
LeverageBALANCED
Months of supply9.3
Sales (90d)0
Investment analysis
Median rent$836
Price-to-rent33.9
Est. cap rate1.9%
Buy vs rentfavors renting

Livability

Walk score
Transit score
Bike score

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Bell County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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