Temple 76504
Killeen-Temple, TX · Bell County, TX · 9,920 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced market in 76504. List price is roughly fair — focus on condition and value. Payment burden: 22.9% of median income. Median days on market: 89. Renting is approximately 3% cheaper than buying (price-to-rent ratio: 12.4).
Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 4.3% YoY.
Address lookup$99 report path
Look Up an Address in 76504
Just type the street — we'll auto-scope the search to ZIP 76504.
Market snapshoteach number, once
Valuation3 lenses, different anchors
Affordability, supply & momentum
Ample inventory — buyers have time and leverage to negotiate.