Temple 76501

Killeen-Temple, TX · Bell County, TX · 9,732 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

62affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

23.4%

affordable

Days on market

daily

Price cuts

25.5%

of active

Valuation

+173.8%

vs assessor

Look up an address

/100

mixed

cooling · buyer advantage · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Balanced Market

DOM: 103d (stable) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)0

Valuation Gap (25%)10

Supply & Demand (20%)100

Buy vs Rent (15%)25

Cancellation Rate (10%)100

Days on Market (5%)100

Balanced market in 76501. List price is roughly fair — focus on condition and value. Payment burden: 23.0% of median income. Median days on market: 103. Renting is approximately 2% cheaper than buying (price-to-rent ratio: 12.2).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.

COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 3.9% YoY.

Address lookup$99 report path

Look Up an Address in 76501

Just type the street — we'll auto-scope the search to ZIP 76501.

Actions

Export, share, or compare this ZIP

Compare

Share & embed

free · county-record data · links back here

X LinkedIn Facebook Email Share card

Embed this market card on your site

<iframe src="https://lotvox.com/embed/zip/76501" width="100%" height="300" style="border:0;border-radius:12px;overflow:hidden;max-width:640px" loading="lazy" title="Temple 76501 — Lotvox market card"></iframe>
<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/killeen/zip/76501?utm_source=embed&utm_medium=backlink">Temple 76501 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$191,384

▾ 3.9% YoY

Days on market

daily · zip_data

Median rent

$1,360

ZORI

Investor score

74/100

cash-flow lens

Active listings

111

90-day

Valuation3 lenses, different anchors

vs assessor

+173.8%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$524,100

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+38.8%

County-wide market — the widest, slowest signal.

Bell+38.8%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$147

Price-to-income3.8×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial

How 76501 ranks in TX

percentile vs all TX ZIPs

Comparative ranking not available for this ZIP.

Affordability, supply & momentum

19SUPPLY

OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply30.9 mo

Days on Market94d

Inv vs History-11.7%

Listing Density16.8/1k

Market dynamics

Price cut %25.5%

Momentumcooling

LeverageBUYER ADVANTAGE

Months of supply30.9

Sales (90d)0

Investment analysis

Median rent$1,360

Price-to-rent12.2

Est. cap rate5.3%

Buy vs rentfavors buying

Livability

Walk score3

Transit score1

Bike score—

Historical trends

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Price bandsmix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Bell.

Current tiers · 12 months to Invalid Datefloor 10 sales/tier

7 tiers had too few sales at every level and are left blank rather than estimated.

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	—	—	—	—	fewer than 10 sales at zip, county and metro level
$250k–$500k	—	—	—	—	fewer than 10 sales at zip, county and metro level
$500k–$750k	—	—	—	—	fewer than 10 sales at zip, county and metro level
$750k–$1M	—	—	—	—	fewer than 10 sales at zip, county and metro level
$1M–$1.5M	—	—	—	—	fewer than 10 sales at zip, county and metro level
$1.5M–$2M	—	—	—	—	fewer than 10 sales at zip, county and metro level
$2M+	—	—	—	—	fewer than 10 sales at zip, county and metro level

No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.

National context — not local

NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 76501.

United States
South

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

Unlock Price Bands

Available with Lotvox Pro — $29/mo.

Start free trial

Bell County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 76501→Bell County, TX

12-Month Direction

-9Stable

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

47· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden61

23.6%

affordable

Source: Lotvox · Updated 2026-05-15

Buy vs Rent44

1.346x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation23

+38.8%

overvalued

Source: Lotvox comps · Updated 2026-05-15