Temple 76501

Killeen-Temple, TX · Bell County, TX · 9,732 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

62affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
23%
affordable
Days on market
94
daily
Price cuts
22.8%
of active
Valuation
+172%
vs assessor
Look up an address
58
/100
mixed
cooling · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

41/ 100SellerBalancedBuyer
Balanced Market
DOM: 103d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)100
Days on Market (5%)100

Balanced market in 76501. List price is roughly fair — focus on condition and value. Payment burden: 23.0% of median income. Median days on market: 103. Renting is approximately 2% cheaper than buying (price-to-rent ratio: 12.2).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 2.8% YoY.

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Market snapshoteach number, once

Median price
$192,678
▾ 2.8% YoY
Days on market
94
daily · zip_data
Median rent
$1,313
ZORI
Investor score
74/100
cash-flow lens
Active listings
111
90-day

Valuation3 lenses, different anchors

vs assessor
+172.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$524,100
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+39.8%
County-wide market — the widest, slowest signal.
Bell+39.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$147
Price-to-income3.8×

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How 76501 ranks in TX
percentile vs all TX ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

19SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply30.9 mo
Days on Market94d
Inv vs History-11.8%
Listing Density16.8/1k
Market dynamics
Price cut %22.8%
Momentumcooling
LeverageBALANCED
Months of supply30.9
Sales (90d)0
Investment analysis
Median rent$1,313
Price-to-rent12.2
Est. cap rate5.3%
Buy vs rentfavors buying

Livability

Walk score3
Transit score1
Bike score

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Bell County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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