Jacksonville 32254
Duval County, FL · 8,605 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
65affordability /100
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
21.3%
affordable
Days on market
109
daily
Price cuts
21.4%
of active
51
/100
Mixed
cooling · balanced · prices easing year-over-year.
Price trend
2
Affordability
95
Economic health
65
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Seller's Market
DOM: 86d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)100
Days on Market (5%)75
Seller-favored market in 32254. Expect to pay at or near list price. Payment burden: 21.3% of median income. Median days on market: 86.
Buyer Caution
Seller's market. Be prepared to pay near list price.
Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGBALANCED
Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 7.9% YoY.
Address lookup$99 report path
Look Up an Address in 32254
Just type the street — we'll auto-scope the search to ZIP 32254.
Actions
Export, share, or compare this ZIP
Market snapshoteach number, once
Median price
$127,941
▾ 7.9% YoY
Days on market
109
daily · zip_data
Median rent
$1,328
ZORI
Investor score
70/100
cash-flow lens
Active listings
101
90-day
Valuation3 lenses, different anchors
vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+65.0%
County-wide market — the widest, slowest signal.
Duval+65.0%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$83
Price-to-income3.5×
How 32254 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity13%
Supply tightness30%
Affordability95%
Investment yield99%
Appreciation2%
Affordability, supply & momentum
21SUPPLY
OversuppliedSupply Tightness
Ample inventory — buyers have time and leverage to negotiate.
Months of Supply28.3 mo
Days on Market109d
Inv vs History-31.4%
Listing Density19.2/1k
Affordability — payment burden
Monthly payment (P&I)$646
Payment burden21.3%
Median income · ZIP$36,449
Mortgage rate6.49% · 30yr
Total monthly own$774
Monthly rent$1,328
Market dynamics
Price cut %21.4%
Momentumcooling
LeverageBALANCED
Months of supply28.3
Sales (90d)0
Investment analysis
Median rent$1,328
Price-to-rent8.0
Est. cap rate8.1%
Buy vs rentfavors buying
Livability
Walk score11
Transit score7
Bike score—
Historical trends
Duval County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.