Jacksonville 32222

Duval County, FL · 7,532 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

62affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
23.3%
affordable
Days on market
57
daily
Price cuts
29.5%
of active
Valuation
-15.8%
vs assessor
Look up an address
62
/100
Stable
cooling · buyer advantage · prices easing year-over-year.
Price trend
35
Affordability
95
Valuation
50
Economic health
62

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

49/ 100SellerBalancedBuyer
Balanced Market
DOM: 111d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)100
Days on Market (5%)100

Balanced market in 32222. List price is roughly fair — focus on condition and value. Payment burden: 23.3% of median income. Median days on market: 111. Renting is approximately 14% cheaper than buying (price-to-rent ratio: 13.7).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 2.2% YoY.

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Market snapshoteach number, once

Median price
$318,194
▾ 2.2% YoY
Days on market
57
daily · zip_data
Median rent
$1,931
ZORI
Investor score
71/100
cash-flow lens
Active listings
87
90-day

Valuation3 lenses, different anchors

vs assessor
-15.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$268,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+65.0%
County-wide market — the widest, slowest signal.
Duval+65.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$123
Price-to-income3.8×

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How 32222 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity65%
Supply tightness0%
Affordability88%
Investment yield64%
Appreciation42%

Affordability, supply & momentum

27SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply25.2 mo
Days on Market57d
Inv vs History-6.2%
Listing Density13.8/1k
Affordability — payment burden
Monthly payment (P&I)$1,607
Payment burden23.3%
Median income · ZIP$82,782
Mortgage rate6.49% · 30yr
Total monthly own$1,925
Monthly rent$1,931
Market dynamics
Price cut %29.5%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply25.2
Sales (90d)0
Investment analysis
Median rent$1,931
Price-to-rent13.7
Est. cap rate4.7%
Buy vs rentfavors buying

Livability

Walk score
Transit score2
Bike score

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Duval County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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