Jacksonville 32234

Duval County, FL · 4,845 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

64affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

22.6%

affordable

Days on market

daily

Price cuts

30.0%

of active

Look up an address

/100

Stable

stable · buyer advantage · prices rising year-over-year.

Price trend

Affordability

Economic health

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Balanced Market

DOM: 97d (stable) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)0

Valuation Gap (25%)25

Supply & Demand (20%)100

Buy vs Rent (15%)25

Cancellation Rate (10%)50

Days on Market (5%)100

Balanced market in 32234. List price is roughly fair — focus on condition and value. Payment burden: 22.1% of median income. Median days on market: 97. Renting is approximately 1% cheaper than buying (price-to-rent ratio: 12.1).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.

STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

Address lookup$99 report path

Look Up an Address in 32234

Just type the street — we'll auto-scope the search to ZIP 32234.

Actions

Export, share, or compare this ZIP

Compare

Share & embed

free · county-record data · links back here

X LinkedIn Facebook Email Share card

Embed this market card on your site

<iframe src="https://lotvox.com/embed/zip/32234" width="100%" height="300" style="border:0;border-radius:12px;overflow:hidden;max-width:640px" loading="lazy" title="Jacksonville 32234 — Lotvox market card"></iframe>
<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/jacksonville/zip/32234?utm_source=embed&utm_medium=backlink">Jacksonville 32234 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$294,851

▴ 0.3% YoY

Days on market

daily · zip_data

Median rent

$2,005

ZORI

Investor score

80/100

cash-flow lens

Active listings

90-day

Valuation3 lenses, different anchors

vs assessor

—

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$0

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+64.4%

County-wide market — the widest, slowest signal.

Duval+64.4%

Clay+66.9%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$107

Price-to-income3.6×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial

How 32234 ranks in FL

percentile vs all Florida ZIPs · n=1098

Market velocity38%

Supply tightness0%

Affordability93%

Investment yield86%

Appreciation68%

Affordability, supply & momentum

3SUPPLY

OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply18.9 mo

Days on Market78d

Inv vs History+51.0%

Listing Density27.5/1k

Affordability — payment burden

Monthly payment (P&I)$1,524

Payment burden22.6%

Median income · ZIP$81,063

Mortgage rate6.71% · 30yr

Total monthly own$1,819

Monthly rent$2,005

Market dynamics

Price cut %30.0%

Momentumstable

LeverageBUYER ADVANTAGE

Months of supply18.9

Sales (90d)0

Investment analysis

Median rent$2,005

Price-to-rent12.1

Est. cap rate5.4%

Buy vs rentfavors buying

Livability

Walk score1

Transit score—

Bike score—

Historical trends

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Price bandsmix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Duval.

Current tiers · 12 months to Aug 25floor 10 sales/tier

5 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	$160k	$115	42	32.6%	ZIP
$250k–$500k	$338k	$146	79	61.2%	ZIP
$500k–$750k	$590k	$227	1,529	—	COUNTY · Duval, FL
$750k–$1M	$849k	$278	524	—	COUNTY · Duval, FL
$1M–$1.5M	$1.20M	$343	427	—	COUNTY · Duval, FL
$1.5M–$2M	$1.70M	$443	183	—	COUNTY · Duval, FL
$2M+	$3.00M	$570	300	—	COUNTY · Duval, FL
All sales (the headline median)	$295k	$142	129	100%	ZIP

No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.

National context — not local

NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 32234.

United States
South

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

Unlock Price Bands

Available with Lotvox Pro — $29/mo.

Start free trial

Duval County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

This ZIP code crosses county lines. Property data shows Duval (74.1%) and Clay (25.9%). County metrics below are shown separately for each county.

Duval (74.1%)

Clay (25.9%)

ZIP 32234→2 counties

12-Month Direction

-8Stable

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

42· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden55

26.8%

affordable

Source: Lotvox · Updated 2026-05-15

Buy vs Rent45

1.321x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation17

+64.4%

overvalued

Source: Lotvox comps · Updated 2026-05-15

Supply/Demand14

3.9 mo

balanced

Source: Lotvox MLS · Updated 2026-05-15

Insurance Risk

45/100

moderate

Source: FEMA/NFIP · Updated 2026-04

County distress indicators

ECONOMIC INDICATORS

Economic indicators are mixed relative to comparable U.S. counties.

Unemployment Rate

Near national averages

Source: BLS LAUS · 2026-0667d ago

Poverty Rate

Near national averages

Median Household Income

Near national averages

Cost of Living (RPP)

Near national averages

Home Value (ZHVI)$295,863

County data: BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA · Coverage derived from property records · Counties with <2% coverage excluded as likely data errors