Jacksonville 32234

Duval County, FL · 4,845 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

64affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
22%
affordable
Days on market
78
daily
Price cuts
32.5%
of active
Look up an address
65
/100
Stable
stable · buyer advantage · prices easing year-over-year.
Price trend
35
Affordability
95
Economic health
64

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

40/ 100SellerBalancedBuyer
Balanced Market
DOM: 97d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)25
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)100

Balanced market in 32234. List price is roughly fair — focus on condition and value. Payment burden: 22.1% of median income. Median days on market: 97. Renting is approximately 1% cheaper than buying (price-to-rent ratio: 12.1).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

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Market snapshoteach number, once

Median price
$294,717
▾ 0.3% YoY
Days on market
78
daily · zip_data
Median rent
$2,028
ZORI
Investor score
80/100
cash-flow lens
Active listings
84
90-day

Valuation3 lenses, different anchors

vs assessor
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+65.0%
County-wide market — the widest, slowest signal.
Duval+65.0%
Clay+67.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$107
Price-to-income3.6×

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How 32234 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity37%
Supply tightness0%
Affordability93%
Investment yield87%
Appreciation73%

Affordability, supply & momentum

3SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply18.9 mo
Days on Market78d
Inv vs History+57.9%
Listing Density27.5/1k
Affordability — payment burden
Monthly payment (P&I)$1,489
Payment burden22%
Median income · ZIP$81,063
Mortgage rate6.49% · 30yr
Total monthly own$1,783
Monthly rent$2,028
Market dynamics
Price cut %32.5%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply18.9
Sales (90d)0
Investment analysis
Median rent$2,028
Price-to-rent12.1
Est. cap rate5.4%
Buy vs rentfavors buying

Livability

Walk score1
Transit score
Bike score

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Duval County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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