Jacksonville 32225

Duval County, FL · 21,003 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

57affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.2%
affordable
Days on market
52
daily
Price cuts
23.9%
of active
Valuation
-77.7%
vs assessor
Look up an address
54
/100
Mixed
stable · seller slight · prices easing year-over-year.
Price trend
42
Affordability
85
Valuation
20
Economic health
57

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

40/ 100SellerBalancedBuyer
Balanced Market
DOM: 69d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 32225. List price is roughly fair — focus on condition and value. Payment burden: 26.3% of median income. Median days on market: 69. Renting is approximately 49% cheaper than buying (price-to-rent ratio: 17.9).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge.

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Market snapshoteach number, once

Median price
$379,757
▾ 0.2% YoY
Days on market
52
daily · zip_data
Median rent
$1,767
ZORI
Investor score
57/100
cash-flow lens
Active listings
184
90-day

Valuation3 lenses, different anchors

vs assessor
-77.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$84,850
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+65.0%
County-wide market — the widest, slowest signal.
Duval+65.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$160
Price-to-income4.3×

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How 32225 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity72%
Supply tightness47%
Affordability73%
Investment yield30%
Appreciation74%

Affordability, supply & momentum

33SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply13.8 mo
Days on Market52d
Inv vs History-5.4%
Listing Density8.6/1k
Affordability — payment burden
Monthly payment (P&I)$1,918
Payment burden26.2%
Median income · ZIP$87,715
Mortgage rate6.49% · 30yr
Total monthly own$2,298
Monthly rent$1,767
Market dynamics
Price cut %23.9%
Momentumstable
LeverageSELLER SLIGHT
Months of supply13.8
Sales (90d)0
Investment analysis
Median rent$1,767
Price-to-rent17.9
Est. cap rate3.6%
Buy vs rentneutral

Livability

Walk score2
Transit score
Bike score

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Duval County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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