Jacksonville 32224

Duval County, FL · 14,303 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

43affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
34.5%
stretched
Days on market
55
daily
Price cuts
25.8%
of active
Valuation
-27.4%
vs assessor
Look up an address
42
/100
Mixed
stable · seller slight · prices easing year-over-year.
Price trend
35
Affordability
45
Valuation
50
Economic health
43

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

51/ 100SellerBalancedBuyer
Balanced Market
Needs 13% correction for affordability
DOM: 93d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)85
Buy vs Rent (15%)75
Cancellation Rate (10%)25
Days on Market (5%)100

Balanced market in 32224. List price is roughly fair — focus on condition and value. Payment burden: 34.5% of median income. Median days on market: 93. Renting is approximately 95% cheaper than buying (price-to-rent ratio: 23.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge.

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Market snapshoteach number, once

Median price
$459,079
▾ 1.0% YoY
Days on market
55
daily · zip_data
Median rent
$1,633
ZORI
Investor score
37/100
cash-flow lens
Active listings
190
90-day

Valuation3 lenses, different anchors

vs assessor
-27.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$333,200
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+65.0%
County-wide market — the widest, slowest signal.
Duval+65.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$194
Price-to-income5.7×

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How 32224 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity67%
Supply tightness32%
Affordability27%
Investment yield14%
Appreciation64%

Affordability, supply & momentum

31SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply11.5 mo
Days on Market55d
Inv vs History-9.2%
Listing Density12.2/1k
Affordability — payment burden
Monthly payment (P&I)$2,319
Payment burden34.5%
Median income · ZIP$80,774
Mortgage rate6.49% · 30yr
Total monthly own$2,778
Monthly rent$1,633
Market dynamics
Price cut %25.8%
Momentumstable
LeverageSELLER SLIGHT
Months of supply11.5
Sales (90d)0
Investment analysis
Median rent$1,633
Price-to-rent23.4
Est. cap rate2.8%
Buy vs rentfavors renting

Livability

Walk score8
Transit score2
Bike score

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Duval County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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