Jacksonville 32223

Duval County, FL · 10,884 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

53affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.8%
stretched
Days on market
55
daily
Price cuts
26.0%
of active
Valuation
-43.2%
vs assessor
Look up an address
47
/100
Mixed
stable · buyer advantage · prices easing year-over-year.
Price trend
35
Affordability
65
Valuation
35
Economic health
53

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

52/ 100SellerBalancedBuyer
Balanced Market
DOM: 60d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)25
Supply & Demand (20%)100
Buy vs Rent (15%)75
Cancellation Rate (10%)50
Days on Market (5%)60

Balanced market in 32223. List price is roughly fair — focus on condition and value. Payment burden: 28.8% of median income. Median days on market: 60. Renting is approximately 101% cheaper than buying (price-to-rent ratio: 24.1).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

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Market snapshoteach number, once

Median price
$434,890
▾ 0.1% YoY
Days on market
55
daily · zip_data
Median rent
$1,501
ZORI
Investor score
38/100
cash-flow lens
Active listings
91
90-day

Valuation3 lenses, different anchors

vs assessor
-43.2%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$246,850
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+65.0%
County-wide market — the widest, slowest signal.
Duval+65.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$167
Price-to-income4.8×

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How 32223 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity67%
Supply tightness56%
Affordability59%
Investment yield12%
Appreciation75%

Affordability, supply & momentum

34SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply13.5 mo
Days on Market55d
Inv vs History-19.1%
Listing Density8.8/1k
Affordability — payment burden
Monthly payment (P&I)$2,197
Payment burden28.8%
Median income · ZIP$91,599
Mortgage rate6.49% · 30yr
Total monthly own$2,632
Monthly rent$1,501
Market dynamics
Price cut %26.0%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply13.5
Sales (90d)0
Investment analysis
Median rent$1,501
Price-to-rent24.1
Est. cap rate2.7%
Buy vs rentfavors renting

Livability

Walk score3
Transit score1
Bike score

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Duval County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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