Jacksonville 32207

Duval County, FL · 15,169 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

54affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28%
stretched
Days on market
49
daily
Price cuts
23.3%
of active
Valuation
-12%
vs assessor
Look up an address
57
/100
Mixed
stable · balanced · prices easing year-over-year.
Price trend
42
Affordability
65
Valuation
70
Economic health
54

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

41/ 100SellerBalancedBuyer
Balanced Market
DOM: 62d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)75

Balanced market in 32207. List price is roughly fair — focus on condition and value. Payment burden: 28.0% of median income. Median days on market: 62. Renting is approximately 25% cheaper than buying (price-to-rent ratio: 15.0).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$281,354
▾ 0.2% YoY
Days on market
49
daily · zip_data
Median rent
$1,561
ZORI
Investor score
68/100
cash-flow lens
Active listings
148
90-day

Valuation3 lenses, different anchors

vs assessor
-12.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$247,570
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+65.0%
County-wide market — the widest, slowest signal.
Duval+65.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$161
Price-to-income4.6×

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How 32207 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity77%
Supply tightness54%
Affordability62%
Investment yield51%
Appreciation74%

Affordability, supply & momentum

36SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply20.6 mo
Days on Market49d
Inv vs History-19.8%
Listing Density9.3/1k
Affordability — payment burden
Monthly payment (P&I)$1,421
Payment burden28%
Median income · ZIP$60,875
Mortgage rate6.49% · 30yr
Total monthly own$1,703
Monthly rent$1,561
Market dynamics
Price cut %23.3%
Momentumstable
LeverageBALANCED
Months of supply20.6
Sales (90d)0
Investment analysis
Median rent$1,561
Price-to-rent15.0
Est. cap rate4.3%
Buy vs rentneutral

Livability

Walk score5
Transit score3
Bike score

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Duval County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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