Houston 77055

Houston-The Woodlands-Sugar Land, TX · Harris County, TX · 13,788 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

16affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
51.2%
severe
Days on market
46
daily
Price cuts
25.2%
of active
Valuation
+63.1%
vs assessor
Look up an address
28
/100
Weak
warming · seller slight · prices rising year-over-year.
Price trend
55
Affordability
10
Valuation
20
Economic health
16

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

66/ 100SellerBalancedBuyer
Negotiate Hard
Needs 41.4% correction for affordability
DOM: 58d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)60

Moderate buyer leverage in 77055. Room to negotiate 5-10% below list. Payment burden: 51.2% of median income. A 32% price correction needed to reach 30% affordability threshold. Median days on market: 58. Renting is approximately 180% cheaper than buying (price-to-rent ratio: 33.6).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGSELLER SLIGHT

Market is warming with rising prices. Sellers hold a slight edge.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$618,558
▴ 1.1% YoY
Days on market
46
daily · zip_data
Median rent
$1,537
ZORI
Investor score
32/100
cash-flow lens
Active listings
167
90-day

Valuation3 lenses, different anchors

vs assessor
+63.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$1,008,800
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+59.7%
County-wide market — the widest, slowest signal.
Harris+59.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$266
Price-to-income8.4×

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How 77055 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity75%
Supply tightness69%
Affordability3%
Investment yield6%
Appreciation69%

Affordability, supply & momentum

36SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply22.0 mo
Days on Market46d
Inv vs History-18.4%
Listing Density10.5/1k
Affordability — payment burden
Monthly payment (P&I)$3,125
Payment burden51.2%
Median income · ZIP$73,297
Mortgage rate6.49% · 30yr
Total monthly own$3,743
Monthly rent$1,537
Market dynamics
Price cut %25.2%
Momentumwarming
LeverageSELLER SLIGHT
Months of supply22
Sales (90d)0
Investment analysis
Median rent$1,537
Price-to-rent33.6
Est. cap rate1.9%
Buy vs rentfavors renting

Livability

Walk score11
Transit score5
Bike score

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Harris County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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