Houston 77027

Houston-The Woodlands-Sugar Land, TX · Harris County, TX · 5,532 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

20affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
48.6%
severe
Days on market
37
daily
Price cuts
25.1%
of active
Valuation
+50.5%
vs assessor
Look up an address
35
/100
Weak
warming · balanced · prices rising year-over-year.
Price trend
75
Affordability
10
Valuation
20
Economic health
20

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

75/ 100SellerBalancedBuyer
Negotiate Hard
Needs 38.3% correction for affordability
DOM: 109d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)75
Days on Market (5%)100

Moderate buyer leverage in 77027. Room to negotiate 5-10% below list. Payment burden: 48.6% of median income. A 28% price correction needed to reach 30% affordability threshold. Median days on market: 109. Renting is approximately 228% cheaper than buying (price-to-rent ratio: 39.3).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$824,439
▴ 2.5% YoY
Days on market
37
daily · zip_data
Median rent
$1,748
ZORI
Investor score
34/100
cash-flow lens
Active listings
100
90-day

Valuation3 lenses, different anchors

vs assessor
+50.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$1,240,800
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+59.7%
County-wide market — the widest, slowest signal.
Harris+59.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$377
Price-to-income8.0×

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How 77027 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity84%
Supply tightness0%
Affordability3%
Investment yield4%
Appreciation80%

Affordability, supply & momentum

40SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply24.6 mo
Days on Market37d
Inv vs History-8.8%
Listing Density8.9/1k
Affordability — payment burden
Monthly payment (P&I)$4,164
Payment burden48.6%
Median income · ZIP$102,861
Mortgage rate6.49% · 30yr
Total monthly own$4,989
Monthly rent$1,748
Market dynamics
Price cut %25.1%
Momentumwarming
LeverageBALANCED
Months of supply24.6
Sales (90d)0
Investment analysis
Median rent$1,748
Price-to-rent39.3
Est. cap rate1.7%
Buy vs rentfavors renting

Livability

Walk score6
Transit score2
Bike score

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Harris County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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