Houston 77004

Houston-The Woodlands-Sugar Land, TX · Harris County, TX · 13,578 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

46affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
32.5%
stretched
Days on market
55
daily
Price cuts
23.6%
of active
Valuation
+23.4%
vs assessor
Look up an address
38
/100
Weak
cooling · balanced · prices easing year-over-year.
Price trend
2
Affordability
65
Valuation
50
Economic health
46

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

48/ 100SellerBalancedBuyer
Balanced Market
Needs 7.7% correction for affordability
DOM: 88d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)75

Balanced market in 77004. List price is roughly fair — focus on condition and value. Payment burden: 32.5% of median income. Median days on market: 88. Renting is approximately 21% cheaper than buying (price-to-rent ratio: 14.5).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 5.4% YoY.

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Market snapshoteach number, once

Median price
$352,925
▾ 5.4% YoY
Days on market
55
daily · zip_data
Median rent
$2,032
ZORI
Investor score
60/100
cash-flow lens
Active listings
255
90-day

Valuation3 lenses, different anchors

vs assessor
+23.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$435,349
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+59.7%
County-wide market — the widest, slowest signal.
Harris+59.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$183
Price-to-income5.4×

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How 77004 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity67%
Supply tightness0%
Affordability13%
Investment yield68%
Appreciation8%

Affordability, supply & momentum

25SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply46.4 mo
Days on Market55d
Inv vs History-0.1%
Listing Density16.5/1k
Affordability — payment burden
Monthly payment (P&I)$1,783
Payment burden32.5%
Median income · ZIP$65,901
Mortgage rate6.49% · 30yr
Total monthly own$2,136
Monthly rent$2,032
Market dynamics
Price cut %23.6%
Momentumcooling
LeverageBALANCED
Months of supply46.4
Sales (90d)0
Investment analysis
Median rent$2,032
Price-to-rent14.5
Est. cap rate4.5%
Buy vs rentfavors buying

Livability

Walk score14
Transit score13
Bike score

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Harris County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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