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Windsor 80550 is in Weld County, CO, part of the Greeley Metro. The typical home value in Windsor 80550 is $545,307 (Zillow Home Value Index, September 2026), down 2.1% from a year earlier. Homes that sold went under contract in a median 61 days, and 31% of listings took a price cut (Redfin Data Center, period ending Sep 30, 2026). On Lotvox's market-leverage reading of that data, with 4.1 months of supply, neither buyers nor sellers hold a clear edge. Lotvox scores all 12,379 homes in 80550 with county records every night with its Turnover Index; in a held-out test, the top fifth of scored homes accounted for 28.3% of the 230 sales that followed, against 20% by chance (scored Oct 25, 2026). Across Weld County's 29 ZIPs with a Zillow value, the middle one is $499,413, so 80550 sits 9% above the county middle. Typical rent is $2,196 a month (Zillow Observed Rent Index, September 2026). Lotvox holds county assessor records for 13,515 properties in 80550.
Headline value data through September 2026. Each source below carries its own date.
Is 80550 a buyer's or seller's market?
By Lotvox's leverage reading of Redfin data through Sep 30, 2026, 80550 is a balanced market. Homes went under contract in a median 61 days with 4.1 months of supply.
What do homes in 80550 sell for?
The typical home value in 80550 is $545,307 (Zillow Home Value Index, September 2026), down 2.1% in a year. County records put the median at about $203 per square foot (computed Jul 26, 2026).
Who is likely to sell in 80550?
Lotvox's Turnover Index ranks every home in 80550 by how likely it is to sell, from county deed and parcel records, scored nightly. In a held-out test its top fifth held 28.3% of later sales, against 20% by chance.
How does 80550 compare to Weld County?
80550's typical value of $545,307 compares with a middle value of $499,413 across Weld County's 29 ZIPs. Both are Zillow Home Value Index figures for September 2026.
Where does this 80550 data come from?
Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.
Cite as: Lotvox ZIP market record, 80550 Windsor, CO, data through September 2026, https://lotvox.com/greeley/zip/80550
Listings Flow Ladder — 80550
Faucet, basin and drain — new listings in, active inventory, closed sales out.as of Sep 30, 2026
the basin is fillingnet 19 listings/mo
Faucet — new listings
114/mo
96% of normal (120) · normal
Basin — active listings
389
97% of normal (400) · balanced
Months of supply
4.1 mo
derived — not published at this grain
Drain — closed sales
95/mo
94% of normal (102)
Net — faucet minus drain
+19/mo
filling
Reading
current
as of 2026-09-30
Compare against:2015-01-01 to 2019-12-31 · 5 same-month points
How plugged is the drain? Two definitions, both ours, deliberately not reconciled.
14%Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
6%Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month
Closed sales over 24 months — two different numbers, deliberately not merged.
33/mofall in the monthly rate (26%)— peak 128/mo (2025-06-30) to 95/mo now
101transactions that did not happen— summed monthly shortfall vs the same-month normal, over 11 months below it (vs 2015-19 (COVID excluded))
rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-09-30
Redfin market data (county + ZIP), via Lotvox. As of 2026-09-30. Normal = same-month median of monthly rates, minimum 3 same-month points. Source window 3 months (flows shown per month). months_of_supply is not published at this grain (0 non-null rows measured); derived here as active listings / closed sales per month. A fresher supply-only read (100 new, 317 active, 2026-09-01, Realtor.com inventory (county + ZIP), via Lotvox) is available but is NOT used in the net — that source publishes no closed sales, so subtracting across it would mix two vintages.
Should you buy here?
buyer-timing lens
55affordability /100
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
29.6%
stretched
Days on market
61
daily
Price cuts
31.0%
of active
Valuation
+2.4%
vs assessor
Days on market and price cuts: Redfin Data Center, rolling 90 days.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / seller
buyer-timing lens
Seller's Market
DOM: 110d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)50
Cancellation Rate (10%)75
Days on Market (5%)100
Seller-favored market in 80550. Expect to pay at or near list price. Payment burden: 27.6% of median income. Median days on market: 110. Renting is approximately 55% cheaper than buying (price-to-rent ratio: 18.6).
Buyer Caution
Seller's market. Be prepared to pay near list price.
Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGBALANCED
Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 2.1% YoY.
Turnover Index · Live in this ZIPBacktest: 28.3% of later sellers were already in the top 20% (random = 20%, 230 held-out sales) · 12,379 parcels scored nightly
Median price: Zillow Home Value Index (ZHVI). Median rent: Zillow Observed Rent Index (ZORI). Days on market and active listings: Redfin Data Center, rolling 90 days.
Valuation
3 lenses, different anchors
vs assessor
+2.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$558,599
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.1%
County-wide market — the widest, slowest signal.
Weld+68.1%
Larimer+63.2%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
in 8,838 · out 5,777 · Weld County, CO (parent county of this ZIP)
active inventory
as of 2026-07-01 · IRS SOI county-to-county migration flows 2022-2023 + Redfin inventory history
Price bands
mix-shift
Price Bands — the median behind the median
A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Weld.
Aggregate median +2.2% YoY in Weld, CO (county), but the under-$500k tier is -2.4% — the rise is mix shift, not appreciation. Over the same year the under-$500k share of sales moved from 12.9% to 17.8% (+4.9pp) and the $1M+ share from 10.2% to 11.5% (+1.4pp).
Current tiers · 12 months to Aug 25floor 10 sales/tier
5 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row. 2 tiers had too few sales at every level and are left blank rather than estimated.
Tier
Median
$/sqft
Sales
Share
Source
Under $250k
—
—
—
—
fewer than 10 sales at zip, county and metro level
$250k–$500k
$422k
$336
80
16.2%
COUNTY · Weld, CO
$500k–$750k
$633k
$354
208
42.0%
COUNTY · Weld, CO
$750k–$1M
$850k
$324
142
28.7%
COUNTY · Weld, CO
$1M–$1.5M
$1.14M
$394
39
7.9%
COUNTY · Weld, CO
$1.5M–$2M
$1.70M
$513
13
2.6%
COUNTY · Weld, CO
$2M+
—
—
—
—
fewer than 10 sales at zip, county and metro level
All sales (the headline median)
$695k
$349
495
100%
COUNTY · Weld, CO
ZIP-level history was too thin to draw the tiers; served at county level (Weld, CO), by quarter.
Share of sales by tier (quarterly)
If the upper tiers widen over time, the headline median rises on composition alone.
Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+
Median within each tier, against the headline median (quarterly)
The blue line is the single number NAR-style reporting quotes. The gold lines are what each tier actually did. Log scale — the tiers span an order of magnitude, and on a log axis equal slopes mean equal percentage moves, which is the comparison being made.
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
All sales (headline)
National context — not local
NAR's aggregate existing-home median for the United States and the West census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 80550.
United States
West
Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.
Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.
This ZIP code crosses county lines. Property data shows Weld (81%) and Larimer (19%). County metrics below are shown separately for each county.
Weld (81%)
Larimer (19%)
ZIP 80550→2 counties
12-Month Direction
-5Stable
Confidence
100%
DeterioratingStableImproving
BuildersLens Market Intelligence
Market Score
36· Weak
Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.
Payment Burden
29.6%
stretched
Source: Freddie Mac PMMS (FRED MORTGAGE30US) 7.32% · Zillow ZHVI · Census income · Updated 2026-10-22
Price-to-rent
20.7x
favors renting
Source: Zillow ZHVI ÷ (Zillow ZORI × 12)
Valuation16
+68.1%
overvalued
Source: Lotvox comps · Updated 2026-05-15
Supply/Demand
4.1 mo
balanced
Source: Redfin Data Center (ZIP): inventory ÷ monthly homes sold · Updated 2026-09-30
Insurance Risk
32/100
moderate
Source: FEMA/NFIP · Updated 2026-04
County distress indicators
ECONOMIC INDICATORS
Economic indicators are mixed relative to comparable U.S. counties.
Unemployment Rate
5.0%
CO 3.8%US 4.4%
Near national averages
Source: BLS LAUS · 2026-0855d ago
Poverty Rate
9.1%
CO 9.4%US 12.6%
Lower than most U.S. counties
Median Household Income
$93,287
CO $94,510US $82,006
Higher than most U.S. counties
Cost of Living (RPP)
112.5
CO 111.8US 100.3
Higher than many comparable counties
Home Value (ZHVI)$497,294
County data: Zillow Home Value Index (ZHVI), BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA · Coverage derived from property records · Counties with <2% coverage excluded as likely data errors
Typical home value: Zillow Home Value Index (ZHVI); change is the 12-month change.
Owner stock, age of householder
Tenure by age of householder (ACS B25007) is not published below county. Any ZIP figure here is DERIVED from the county's age-specific owner rates applied to this ZIP's own age structure — never read directly.
Derived — this ZIP
No ZIP figure — this ZIP spans 2 counties
NOT DERIVED: this ZIP spans more than one county. Tenure by age is not published below county, and no single county rate applies here. Weighting by area would produce a number, not a measurement - area is a poor proxy for where households are. Each county's own figure is shown instead.
