Wellington 80549

Larimer County, CO · 5,609 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

55affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

28.1%

stretched

Days on market

daily

Price cuts

37.1%

of active

Valuation

+0.5%

vs assessor

Look up an address

/100

mixed

stable · buyer advantage · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Seller's Market

DOM: 76d (rising) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)25

Valuation Gap (25%)25

Supply & Demand (20%)20

Buy vs Rent (15%)50

Cancellation Rate (10%)25

Days on Market (5%)75

Seller-favored market in 80549. Expect to pay at or near list price. Payment burden: 27.6% of median income. Median days on market: 76. Renting is approximately 38% cheaper than buying (price-to-rent ratio: 16.5).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.

STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

Turnover Index · Live in this ZIPBacktest: 23% of later sellers were already in the top 20% (random = 20%, 122 held-out sales) · 4,898 parcels scored nightly

How the score works Accuracy by ZIP Farm territory available · Tier B $199/mo

Address lookup$99 report path

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<iframe src="https://lotvox.com/embed/zip/80549" width="100%" height="300" style="border:0;border-radius:12px;overflow:hidden;max-width:640px" loading="lazy" title="Wellington 80549 — Lotvox market card"></iframe>
<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/fort-collins/zip/80549?utm_source=embed&utm_medium=backlink">Wellington 80549 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$470,048

▾ 0.7% YoY

Days on market

daily · zip_data

Median rent

$2,396

ZORI

Investor score

59/100

cash-flow lens

Active listings

90-day

Valuation3 lenses, different anchors

vs assessor

+0.5%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$472,400

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+63.2%

County-wide market — the widest, slowest signal.

Larimer+63.2%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$200

Price-to-income4.5×

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How 80549 ranks in CO

percentile vs all CO ZIPs

Comparative ranking not available for this ZIP.

Affordability, supply & momentum

60SUPPLY

Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.0 mo

Days on Market64d

Inv vs History+6.9%

Listing Density17.3/1k

Market dynamics

Price cut %37.1%

Momentumstable

LeverageBUYER ADVANTAGE

Months of supply2

Sales (90d)0

Investment analysis

Median rent$2,396

Price-to-rent16.5

Est. cap rate3.9%

Buy vs rentneutral

Livability

Walk score3

Transit score1

Bike score—

Historical trends

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Price bandsmix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from the most recent recorded sale per property in Larimer.

Current tiers · 12 months to Apr 26floor 10 sales/tier

4 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	$171k	$213	351	—	COUNTY · Larimer, CO
$250k–$500k	$435k	$297	188	63.7%	ZIP
$500k–$750k	$540k	$310	79	26.8%	ZIP
$750k–$1M	$863k	$312	12	4.1%	ZIP
$1M–$1.5M	$1.20M	$462	497	—	COUNTY · Larimer, CO
$1.5M–$2M	$1.69M	$605	128	—	COUNTY · Larimer, CO
$2M+	$3.00M	$655	173	—	COUNTY · Larimer, CO
All sales (the headline median)	$466k	$302	295	100%	ZIP

No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.

National context — not local

NAR's aggregate existing-home median for the United States and the West census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 80549.

United States
West

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Apr 26 (3 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

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Larimer County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 80549→Larimer County, COPop: 374,387

12-Month Direction

-9Stable

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

36· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden37

37.6%

severe

Source: Lotvox · Updated 2026-05-15

Buy vs Rent0

2.053x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation14

+63.2%

overvalued

Source: Lotvox comps · Updated 2026-05-15

Supply/Demand10

3.6 mo

balanced

Source: Lotvox MLS · Updated 2026-05-15

Insurance Risk

34/100

moderate

Source: FEMA/NFIP · Updated 2026-04

County distress indicators

ECONOMIC INDICATORS

Economic indicators are mixed relative to comparable U.S. counties.

Unemployment Rate

Near national averages

Source: BLS LAUS · 2026-0667d ago

Poverty Rate

Near national averages

Median Household Income

Higher than most U.S. counties

Cost of Living (RPP)

Higher than many comparable counties

Home Value (ZHVI)$546,460

County data: BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA

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Nearby ZIP codes

Fort Collins Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Larimer County