Livermore 80545

Larimer County, CO · 2,975 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

51affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

30.3%

stretched

Days on market

daily

Price cuts

22.0%

of active

Valuation

-32.2%

vs assessor

Look up an address

/100

mixed

cooling · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Balanced Market

DOM: 150d (stable) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)25

Valuation Gap (25%)80

Supply & Demand (20%)20

Cancellation Rate (10%)0

Days on Market (5%)100

Balanced market in 80545. List price is roughly fair — focus on condition and value. Payment burden: 30.0% of median income. Median days on market: 150. Market appears 30% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.

COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 1.8% YoY.

Turnover Index · Live in this ZIPBacktest: 23.1% of later sellers were already in the top 20% (random = 20%, 78 held-out sales) · 2,817 parcels scored nightly

How the score works Accuracy by ZIP Farm territory available · Tier B $199/mo

Address lookup$99 report path

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<iframe src="https://lotvox.com/embed/zip/80545" width="100%" height="300" style="border:0;border-radius:12px;overflow:hidden;max-width:640px" loading="lazy" title="Livermore 80545 — Lotvox market card"></iframe>
<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/fort-collins/zip/80545?utm_source=embed&utm_medium=backlink">Livermore 80545 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$447,361

▾ 1.8% YoY

Days on market

daily · zip_data

Median rent

$1,716

county avg

Investor score

25/100

cash-flow lens

Active listings

90-day

Valuation3 lenses, different anchors

vs assessor

-32.2%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$303,400

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+63.2%

County-wide market — the widest, slowest signal.

Larimer+63.2%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$178

Price-to-income4.9×

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How 80545 ranks in CO

percentile vs all CO ZIPs

Comparative ranking not available for this ZIP.

Affordability, supply & momentum

40SUPPLY

BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply2.0 mo

Days on Market91d

Inv vs History+61.8%

Listing Density121.9/1k

Market dynamics

Price cut %22.0%

Momentumcooling

LeverageBALANCED

Months of supply2

Sales (90d)0

Investment analysis

Median rent$1,716

Price-to-rent21.7

Est. cap rate2.8%

Buy vs rentfavors renting

Livability

Walk score26

Transit score—

Bike score—

Historical trends

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Price bandsmix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from the most recent recorded sale per property in Larimer.

Current tiers · 12 months to Apr 26floor 10 sales/tier

4 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	$120k	$229	58	40.8%	ZIP
$250k–$500k	$356k	$361	54	38.0%	ZIP
$500k–$750k	$595k	$348	19	13.4%	ZIP
$750k–$1M	$847k	$376	808	—	COUNTY · Larimer, CO
$1M–$1.5M	$1.20M	$462	497	—	COUNTY · Larimer, CO
$1.5M–$2M	$1.69M	$605	128	—	COUNTY · Larimer, CO
$2M+	$3.00M	$655	173	—	COUNTY · Larimer, CO
All sales (the headline median)	$300k	$361	142	100%	ZIP

No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.

National context — not local

NAR's aggregate existing-home median for the United States and the West census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 80545.

United States
West

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Apr 26 (3 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

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Larimer County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 80545→Larimer County, COPop: 374,387

12-Month Direction

-9Stable

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

36· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden37

37.6%

severe

Source: Lotvox · Updated 2026-05-15

Buy vs Rent0

2.053x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation14

+63.2%

overvalued

Source: Lotvox comps · Updated 2026-05-15

Supply/Demand10

3.6 mo

balanced

Source: Lotvox MLS · Updated 2026-05-15

Insurance Risk

34/100

moderate

Source: FEMA/NFIP · Updated 2026-04

County distress indicators

ECONOMIC INDICATORS

Economic indicators are mixed relative to comparable U.S. counties.

Unemployment Rate

Near national averages

Source: BLS LAUS · 2026-0667d ago

Poverty Rate

Near national averages

Median Household Income

Higher than most U.S. counties

Cost of Living (RPP)

Higher than many comparable counties

Home Value (ZHVI)$546,460

County data: BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA

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Fort Collins Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Larimer County