Tilghman 21671

Talbot County, MD · 745 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

25affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
45.8%
severe
Days on market
70
daily
Price cuts
0.0%
of active
Valuation
-31.8%
vs assessor
Look up an address
44
/100
mixed
warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

80/ 100SellerBalancedBuyer
Strong Buyer's Market
Needs 34.5% correction for affordability
DOM: 94d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)40
Supply & Demand (20%)100
Days on Market (5%)100

Strong buyer leverage in 21671. If you must buy now, offer 10-15% below list price. Payment burden: 45.8% of median income. A 24% price correction needed to reach 30% affordability threshold. Median days on market: 94.

What to Offer

Offer 10-15% below list price. Sellers are under pressure.

Conditions most similar to late 2007 — overvaluation without corresponding income growth. Significant correction potential.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 3.4% YoY.

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Market snapshoteach number, once

Median price
$487,092
▴ 3.4% YoY
Days on market
70
daily · zip_data
Median rent
$1,204
county avg
Investor score
37/100
cash-flow lens
Active listings
13
90-day

Valuation3 lenses, different anchors

vs assessor
-31.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$332,100
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+41.6%
County-wide market — the widest, slowest signal.
Talbot+41.6%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$205
Price-to-income7.5×

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How 21671 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

15SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply24.0 mo
Days on Market70d
Inv vs History+8.8%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageBALANCED
Months of supply24
Sales (90d)0
Investment analysis
Median rent$1,204
Price-to-rent33.7
Est. cap rate1.8%
Buy vs rentfavors renting

Livability

Walk score
Transit score
Bike score

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Talbot County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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