Bozman 21612

Talbot County, MD · 376 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

18affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

51.5%

severe

Days on market

161

daily

Price cuts

0.0%

of active

Valuation

-89.7%

vs assessor

Look up an address

/100

mixed

warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Negotiate Hard

Needs 41.7% correction for affordability

DOM: 71d (stable) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)100

Valuation Gap (25%)40

Supply & Demand (20%)85

Days on Market (5%)75

Moderate buyer leverage in 21612. Room to negotiate 5-10% below list. Payment burden: 50.0% of median income. A 30% price correction needed to reach 30% affordability threshold. Median days on market: 71.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.

WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 4.5% YoY.

Address lookup$99 report path

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<iframe src="https://lotvox.com/embed/zip/21612" width="100%" height="300" style="border:0;border-radius:12px;overflow:hidden;max-width:640px" loading="lazy" title="Bozman 21612 — Lotvox market card"></iframe>
<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/easton/zip/21612?utm_source=embed&utm_medium=backlink">Bozman 21612 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$942,844

▴ 4.5% YoY

Days on market

161

daily · zip_data

Median rent

$1,256

county avg

Investor score

39/100

cash-flow lens

Active listings

90-day

Valuation3 lenses, different anchors

vs assessor

-89.7%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$96,900

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+41.5%

County-wide market — the widest, slowest signal.

Talbot+41.5%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$307

Price-to-income8.2×

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How 21612 ranks in MD

percentile vs all MD ZIPs

Comparative ranking not available for this ZIP.

Affordability, supply & momentum

8SUPPLY

OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply12.0 mo

Days on Market161d

Inv vs History+16.4%

Listing Density--

Market dynamics

Price cut %0.0%

Momentumwarming

LeverageBALANCED

Months of supply12

Sales (90d)0

Investment analysis

Median rent$1,256

Price-to-rent62.6

Est. cap rate1.0%

Buy vs rentfavors renting

Livability

Walk score42

Transit score—

Bike score—

Historical trends

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Price bandsmix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Talbot.

Current tiers · 12 months to Invalid Datefloor 10 sales/tier

7 tiers had too few sales at every level and are left blank rather than estimated.

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	—	—	—	—	fewer than 10 sales at zip, county and metro level
$250k–$500k	—	—	—	—	fewer than 10 sales at zip, county and metro level
$500k–$750k	—	—	—	—	fewer than 10 sales at zip, county and metro level
$750k–$1M	—	—	—	—	fewer than 10 sales at zip, county and metro level
$1M–$1.5M	—	—	—	—	fewer than 10 sales at zip, county and metro level
$1.5M–$2M	—	—	—	—	fewer than 10 sales at zip, county and metro level
$2M+	—	—	—	—	fewer than 10 sales at zip, county and metro level

No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.

National context — not local

NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 21612.

United States
South

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

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Talbot County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 21612→Talbot County, MD

12-Month Direction

-3Stable

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

39· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden39

36.3%

severe

Source: Lotvox · Updated 2026-05-15

Buy vs Rent30

1.546x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation11

+41.5%

overvalued

Source: Lotvox comps · Updated 2026-05-15