Sherwood 21665

Talbot County, MD · 200 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

10affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
54.7%
severe
Days on market
194
daily
Price cuts
0.0%
of active
Look up an address
35
/100
weak
stable · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

75/ 100SellerBalancedBuyer
Negotiate Hard
Needs 45.2% correction for affordability
DOM: 369d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)25
Supply & Demand (20%)100
Days on Market (5%)100

Moderate buyer leverage in 21665. Room to negotiate 5-10% below list. Payment burden: 54.8% of median income. A 36% price correction needed to reach 30% affordability threshold. Median days on market: 369.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$736,968
▴ 0.8% YoY
Days on market
194
daily · zip_data
Median rent
$1,204
county avg
Investor score
32/100
cash-flow lens
Active listings
4
90-day

Valuation3 lenses, different anchors

vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+41.6%
County-wide market — the widest, slowest signal.
Talbot+41.6%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$228
Price-to-income9.0×

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How 21665 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

9SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply18.0 mo
Days on Market194d
Inv vs History+9.8%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumstable
LeverageBALANCED
Months of supply18
Sales (90d)0
Investment analysis
Median rent$1,204
Price-to-rent51.0
Est. cap rate1.2%
Buy vs rentfavors renting

Livability

Walk score44
Transit score—
Bike score—

Historical trends

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Talbot County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Easton Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Talbot County