Palm Coast 32137

Deltona-Daytona Beach-Ormond Beach, FL · Flagler County, FL · 33,699 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

51affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

30.4%

stretched

Days on market

daily

Price cuts

27.9%

of active

Valuation

-19.8%

vs assessor

Look up an address

/100

mixed

cooling · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Balanced Market

DOM: 96d (stable) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)25

Valuation Gap (25%)40

Supply & Demand (20%)100

Buy vs Rent (15%)50

Cancellation Rate (10%)50

Days on Market (5%)100

Balanced market in 32137. List price is roughly fair — focus on condition and value. Payment burden: 29.8% of median income. Median days on market: 96. Renting is approximately 32% cheaper than buying (price-to-rent ratio: 15.9).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.

COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers.

Address lookup$99 report path

Look Up an Address in 32137

Just type the street — we'll auto-scope the search to ZIP 32137.

Actions

Export, share, or compare this ZIP

Compare

Share & embed

free · county-record data · links back here

X LinkedIn Facebook Email Share card

Embed this market card on your site

<iframe src="https://lotvox.com/embed/zip/32137" width="100%" height="300" style="border:0;border-radius:12px;overflow:hidden;max-width:640px" loading="lazy" title="Palm Coast 32137 — Lotvox market card"></iframe>
<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/deltona/zip/32137?utm_source=embed&utm_medium=backlink">Palm Coast 32137 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$386,387

▾ 0.1% YoY

Days on market

daily · zip_data

Median rent

$1,990

ZORI

Investor score

62/100

cash-flow lens

Active listings

656

90-day

Valuation3 lenses, different anchors

vs assessor

-19.8%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$309,700

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+56.1%

County-wide market — the widest, slowest signal.

Flagler+56.1%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$199

Price-to-income4.9×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial

How 32137 ranks in FL

percentile vs all FL ZIPs

Comparative ranking not available for this ZIP.

Affordability, supply & momentum

16SUPPLY

OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply22.0 mo

Days on Market77d

Inv vs History-14.1%

Listing Density33.6/1k

Market dynamics

Price cut %27.9%

Momentumcooling

LeverageBALANCED

Months of supply22

Sales (90d)0

Investment analysis

Median rent$1,990

Price-to-rent15.9

Est. cap rate4.1%

Buy vs rentneutral

Livability

Walk score2

Transit score1

Bike score—

Historical trends

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Price bandsmix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Flagler.

Current tiers · 12 months to Aug 25floor 10 sales/tier

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	$95k	$164	388	18.9%	ZIP
$250k–$500k	$350k	$192	1,113	54.2%	ZIP
$500k–$750k	$580k	$273	275	13.4%	ZIP
$750k–$1M	$863k	$338	127	6.2%	ZIP
$1M–$1.5M	$1.18M	$386	94	4.6%	ZIP
$1.5M–$2M	$1.66M	$464	38	1.9%	ZIP
$2M+	$3.03M	$550	19	0.9%	ZIP
All sales (the headline median)	$365k	$211	2,054	100%	ZIP

No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.

National context — not local

NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 32137.

United States
South

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

Unlock Price Bands

Available with Lotvox Pro — $29/mo.

Start free trial

Flagler County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 32137→Flagler County, FL

12-Month Direction

-14Moderate Deterioration

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

43· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden51

29.6%

stretched

Source: Lotvox · Updated 2026-05-15

Buy vs Rent45

1.321x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation18

+56.1%

overvalued

Source: Lotvox comps · Updated 2026-05-15