Farmersville 75442

Dallas-Fort Worth-Arlington, TX · Collin County, TX · 1,697 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

60affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
24.5%
affordable
Days on market
146
daily
Price cuts
30.0%
of active
Valuation
-8.6%
vs assessor
Look up an address
57
/100
Mixed
cooling · buyer advantage · prices easing year-over-year.
Price trend
9
Affordability
95
Valuation
70
Economic health
60

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

49/ 100SellerBalancedBuyer
Balanced Market
DOM: 105d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)25
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)100
Days on Market (5%)100

Balanced market in 75442. List price is roughly fair — focus on condition and value. Payment burden: 24.5% of median income. Median days on market: 105. Renting is approximately 54% cheaper than buying (price-to-rent ratio: 18.5).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 3.3% YoY.

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Market snapshoteach number, once

Median price
$342,192
▾ 3.3% YoY
Days on market
146
daily · zip_data
Median rent
$1,542
ZORI
Investor score
48/100
cash-flow lens
Active listings
144
90-day

Valuation3 lenses, different anchors

vs assessor
-8.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$312,604
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+64.6%
County-wide market — the widest, slowest signal.
Collin+64.6%
Hunt+51.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$141
Price-to-income4.0×

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How 75442 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity13%
Supply tightness0%
Affordability38%
Investment yield44%
Appreciation19%

Affordability, supply & momentum

13SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply18.1 mo
Days on Market146d
Inv vs History-14.7%
Listing Density36.9/1k
Affordability — payment burden
Monthly payment (P&I)$1,729
Payment burden24.5%
Median income · ZIP$84,591
Mortgage rate6.49% · 30yr
Total monthly own$2,071
Monthly rent$1,542
Market dynamics
Price cut %30.0%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply18.1
Sales (90d)0
Investment analysis
Median rent$1,542
Price-to-rent18.5
Est. cap rate3.5%
Buy vs rentneutral

Livability

Walk score7
Transit score
Bike score

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Collin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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