75424

Dallas-Fort Worth-Arlington, TX · Collin County, TX · 343 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

46affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
32.7%
stretched
Days on market
73
daily
Price cuts
25.8%
of active
Valuation
-7.2%
vs assessor
Look up an address
60
/100
Stable
stable · buyer advantage · prices rising year-over-year.
Price trend
55
Affordability
65
Valuation
70
Economic health
46

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

74/ 100SellerBalancedBuyer
Negotiate Hard
Needs 8.3% correction for affordability
DOM: 117d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)60
Supply & Demand (20%)100
Buy vs Rent (15%)75
Cancellation Rate (10%)100
Days on Market (5%)100

Moderate buyer leverage in 75424. Room to negotiate 5-10% below list. Payment burden: 32.8% of median income. Median days on market: 117. Renting is approximately 101% cheaper than buying (price-to-rent ratio: 24.1). Market appears 15% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

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Market snapshoteach number, once

Median price
$448,133
▴ 0.5% YoY
Days on market
73
daily · zip_data
Median rent
$1,550
ZORI
Investor score
38/100
cash-flow lens
Active listings
61
90-day

Valuation3 lenses, different anchors

vs assessor
-7.2%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$415,911
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+64.6%
County-wide market — the widest, slowest signal.
Collin+64.6%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$174
Price-to-income5.4×

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How 75424 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity48%
Supply tightness0%
Affordability13%
Investment yield22%
Appreciation64%

Affordability, supply & momentum

6SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply41.3 mo
Days on Market73d
Inv vs History+38.8%
Listing Density50.7/1k
Affordability — payment burden
Monthly payment (P&I)$2,264
Payment burden32.7%
Median income · ZIP$82,974
Mortgage rate6.49% · 30yr
Total monthly own$2,712
Monthly rent$1,550
Market dynamics
Price cut %25.8%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply41.3
Sales (90d)0
Investment analysis
Median rent$1,550
Price-to-rent24.1
Est. cap rate2.7%
Buy vs rentfavors renting

Livability

Walk score2
Transit score
Bike score

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Collin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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