Dallas 75287

Dallas-Fort Worth-Arlington, TX · Collin County, TX · 1,315 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

25affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
45.4%
severe
Days on market
45
daily
Price cuts
32.0%
of active
Valuation
+27%
vs assessor
Look up an address
17
/100
Distressed
cooling · seller slight · prices easing year-over-year.
Price trend
1
Affordability
10
Valuation
50
Economic health
25

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

71/ 100SellerBalancedBuyer
Negotiate Hard
Needs 33.9% correction for affordability
DOM: 66d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)50
Days on Market (5%)75

Moderate buyer leverage in 75287. Room to negotiate 5-10% below list. Payment burden: 45.4% of median income. A 23% price correction needed to reach 30% affordability threshold. Median days on market: 66. Renting is approximately 149% cheaper than buying (price-to-rent ratio: 29.9).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 4.2% YoY.

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Market snapshoteach number, once

Median price
$467,897
▾ 4.2% YoY
Days on market
45
daily · zip_data
Median rent
$1,306
ZORI
Investor score
23/100
cash-flow lens
Active listings
66
90-day

Valuation3 lenses, different anchors

vs assessor
+27.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$594,035
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+64.6%
County-wide market — the widest, slowest signal.
Collin+64.6%
Denton+65.0%
Dallas+77.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$236
Price-to-income7.5×

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How 75287 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity75%
Supply tightness62%
Affordability4%
Investment yield11%
Appreciation14%

Affordability, supply & momentum

41SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply21.4 mo
Days on Market45d
Inv vs History-16.2%
Listing Density2.5/1k
Affordability — payment burden
Monthly payment (P&I)$2,363
Payment burden45.4%
Median income · ZIP$62,538
Mortgage rate6.49% · 30yr
Total monthly own$2,831
Monthly rent$1,306
Market dynamics
Price cut %32.0%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply21.4
Sales (90d)0
Investment analysis
Median rent$1,306
Price-to-rent29.9
Est. cap rate2.2%
Buy vs rentfavors renting

Livability

Walk score4
Transit score3
Bike score

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Collin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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