Chicago 60612

Cook County, IL · 29,530 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

40affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
36.5%
severe
Days on market
63
daily
Price cuts
13.3%
of active
Valuation
+23.6%
vs assessor
Look up an address
54
/100
Mixed
warming · balanced · prices rising year-over-year.
Price trend
90
Affordability
25
Valuation
50
Economic health
40

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

51/ 100SellerBalancedBuyer
Balanced Market
Needs 17.8% correction for affordability
DOM: 90d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)25
Days on Market (5%)75

Balanced market in 60612. List price is roughly fair — focus on condition and value. Payment burden: 36.5% of median income. Median days on market: 90. Renting is approximately 5% cheaper than buying (price-to-rent ratio: 12.6).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 4.2% YoY.

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Market snapshoteach number, once

Median price
$363,965
▴ 4.2% YoY
Days on market
63
daily · zip_data
Median rent
$2,406
ZORI
Investor score
88/100
cash-flow lens
Active listings
88
90-day

Valuation3 lenses, different anchors

vs assessor
+23.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$450,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$215
Price-to-income6.0×

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How 60612 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity33%
Supply tightness0%
Affordability1%
Investment yield77%
Appreciation34%

Affordability, supply & momentum

21SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply13.4 mo
Days on Market63d
Inv vs History-12.3%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$1,838
Payment burden36.5%
Median income · ZIP$60,457
Mortgage rate6.49% · 30yr
Total monthly own$2,202
Monthly rent$2,406
Market dynamics
Price cut %13.3%
Momentumwarming
LeverageBALANCED
Months of supply13.4
Sales (90d)0
Investment analysis
Median rent$2,406
Price-to-rent12.6
Est. cap rate5.2%
Buy vs rentfavors buying

Livability

Walk score16
Transit score63
Bike score

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Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes