Lyons 60534

Cook County, IL · 10,551 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

57affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.2%
affordable
Days on market
40
daily
Price cuts
0.0%
of active
Valuation
-24%
vs assessor
Look up an address
69
/100
Stable
stable · balanced · prices rising year-over-year.
Price trend
70
Affordability
85
Valuation
50
Economic health
57

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

40/ 100SellerBalancedBuyer
Balanced Market
DOM: 47d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)25
Supply & Demand (20%)85
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 60534. List price is roughly fair — focus on condition and value. Payment burden: 26.3% of median income. Median days on market: 47. Renting is approximately 28% cheaper than buying (price-to-rent ratio: 15.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$276,350
▴ 0.8% YoY
Days on market
40
daily · zip_data
Median rent
$1,499
ZORI
Investor score
70/100
cash-flow lens
Active listings
30
90-day

Valuation3 lenses, different anchors

vs assessor
-24.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$210,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$171
Price-to-income4.3×

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How 60534 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity67%
Supply tightness62%
Affordability7%
Investment yield55%
Appreciation12%

Affordability, supply & momentum

26SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply10.3 mo
Days on Market40d
Inv vs History+31.9%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$1,396
Payment burden26.2%
Median income · ZIP$63,827
Mortgage rate6.49% · 30yr
Total monthly own$1,672
Monthly rent$1,499
Market dynamics
Price cut %0.0%
Momentumstable
LeverageBALANCED
Months of supply10.3
Sales (90d)0
Investment analysis
Median rent$1,499
Price-to-rent15.4
Est. cap rate4.2%
Buy vs rentneutral

Livability

Walk score10
Transit score18
Bike score

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Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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