Wilmette 60091

Cook County, IL · 29,296 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

48affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
31.7%
stretched
Days on market
35
daily
Price cuts
9.4%
of active
Valuation
-4.4%
vs assessor
Look up an address
70
/100
Stable
hot · balanced · prices rising year-over-year.
Price trend
71
Affordability
65
Valuation
90
Economic health
48

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

42/ 100SellerBalancedBuyer
Balanced Market
Needs 5.4% correction for affordability
DOM: 37d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)85
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)40

Balanced market in 60091. List price is roughly fair — focus on condition and value. Payment burden: 31.7% of median income. Median days on market: 37. Renting is approximately 63% cheaper than buying (price-to-rent ratio: 19.6).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 10.8% YoY.

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Market snapshoteach number, once

Median price
$993,444
▴ 10.8% YoY
Days on market
35
daily · zip_data
Median rent
$4,223
ZORI
Investor score
67/100
cash-flow lens
Active listings
67
90-day

Valuation3 lenses, different anchors

vs assessor
-4.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$950,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$427
Price-to-income5.2×

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How 60091 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity75%
Supply tightness69%
Affordability2%
Investment yield29%
Appreciation87%

Affordability, supply & momentum

34SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply10.5 mo
Days on Market35d
Inv vs History+6.6%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$5,018
Payment burden31.7%
Median income · ZIP$190,250
Mortgage rate6.49% · 30yr
Total monthly own$6,012
Monthly rent$4,223
Market dynamics
Price cut %9.4%
Momentumhot
LeverageBALANCED
Months of supply10.5
Sales (90d)0
Investment analysis
Median rent$4,223
Price-to-rent19.6
Est. cap rate3.3%
Buy vs rentneutral

Livability

Walk score10
Transit score43
Bike score

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Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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