Jarrettsville 21084

Harford County, MD · 3,021 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

53affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.8%
stretched
Days on market
23
daily
Price cuts
0.0%
of active
Valuation
-52.9%
vs assessor
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63
/100
stable
warming · seller slight · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

51/ 100SellerBalancedBuyer
Balanced Market
DOM: 45d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)80
Supply & Demand (20%)40
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)40

Balanced market in 21084. List price is roughly fair — focus on condition and value. Payment burden: 28.8% of median income. Median days on market: 45. Renting is approximately 253% cheaper than buying (price-to-rent ratio: 42.4). Market appears 21% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGSELLER SLIGHT

Market is warming with rising prices. Sellers hold a slight edge. Prices up 3.5% YoY.

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Market snapshoteach number, once

Median price
$560,753
▴ 3.5% YoY
Days on market
23
daily · zip_data
Median rent
$1,102
ZORI
Investor score
34/100
cash-flow lens
Active listings
15
90-day

Valuation3 lenses, different anchors

vs assessor
-52.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$263,940
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.1%
County-wide market — the widest, slowest signal.
Harford+44.1%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$183
Price-to-income4.8×

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How 21084 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

59SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply5.3 mo
Days on Market23d
Inv vs History+24.5%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageSELLER SLIGHT
Months of supply5.3
Sales (90d)0
Investment analysis
Median rent$1,102
Price-to-rent42.4
Est. cap rate1.5%
Buy vs rentfavors renting

Livability

Walk score3
Transit score
Bike score

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Harford County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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