Harmans 21077

Anne Arundel County, MD · 168 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

60affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
24.2%
affordable
Days on market
47
daily
Price cuts
0.0%
of active
Look up an address
70
/100
stable
stable · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

15/ 100SellerBalancedBuyer
Strong Seller's Market
DOM: 15d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)40
Days on Market (5%)20

Strong seller's market in 21077. Bidding wars likely — be prepared to go above list. Payment burden: 24.2% of median income. Median days on market: 15.

Buyer Caution

Expect bidding wars. Consider offering at or above list to compete.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$462,442
▾ 0.2% YoY
Days on market
47
daily · zip_data
Median rent
$1,908
county avg
Investor score
30/100
cash-flow lens
Active listings
1
90-day

Valuation3 lenses, different anchors

vs assessor
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+43.7%
County-wide market — the widest, slowest signal.
Anne Arundel+43.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$223
Price-to-income4.0×

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How 21077 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

57SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply6.0 mo
Days on Market47d
Inv vs History-33.3%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumstable
LeverageBALANCED
Months of supply6
Sales (90d)0
Investment analysis
Median rent$1,908
Price-to-rent20.2
Est. cap rate3.0%
Buy vs rentfavors renting

Livability

Walk score
Transit score
Bike score

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Anne Arundel County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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