Jessup 20794

Howard County, MD · 2,428 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

53affordability /100

Buyer leverage is seller advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.6%
stretched
Days on market
11
daily
Price cuts
0.0%
of active
Valuation
+89.7%
vs assessor
Look up an address
49
/100
mixed
stable · seller advantage · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

36/ 100SellerBalancedBuyer
Seller's Market
DOM: 72d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)70
Buy vs Rent (15%)50
Cancellation Rate (10%)25
Days on Market (5%)75

Seller-favored market in 20794. Expect to pay at or near list price. Payment burden: 28.7% of median income. Median days on market: 72. Renting is approximately 45% cheaper than buying (price-to-rent ratio: 17.4).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
STABLESELLER ADVANTAGE

Market is holding steady with balanced conditions. Sellers are firmly in control.

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Market snapshoteach number, once

Median price
$498,291
▾ 0.5% YoY
Days on market
11
daily · zip_data
Median rent
$2,382
ZORI
Investor score
59/100
cash-flow lens
Active listings
15
90-day

Valuation3 lenses, different anchors

vs assessor
+89.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$945,200
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+43.7%
County-wide market — the widest, slowest signal.
Howard+43.7%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$243
Price-to-income4.7×

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How 20794 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

58SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply7.2 mo
Days on Market11d
Inv vs History-1.6%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumstable
LeverageSELLER ADVANTAGE
Months of supply7.2
Sales (90d)0
Investment analysis
Median rent$2,382
Price-to-rent17.4
Est. cap rate3.7%
Buy vs rentneutral

Livability

Walk score2
Transit score9
Bike score—

Historical trends

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Howard County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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