Arnold 21012

Anne Arundel County, MD · 8,436 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

56affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.8%
affordable
Days on market
26
daily
Price cuts
15.5%
of active
Valuation
-21.1%
vs assessor
Look up an address
66
/100
stable
warming · seller slight · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

39/ 100SellerBalancedBuyer
Seller's Market
DOM: 45d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)25
Supply & Demand (20%)85
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)40

Seller-favored market in 21012. Expect to pay at or near list price. Payment burden: 26.8% of median income. Median days on market: 45. Renting is approximately 66% cheaper than buying (price-to-rent ratio: 19.9).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
WARMINGSELLER SLIGHT

Market is warming with rising prices. Sellers hold a slight edge.

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Market snapshoteach number, once

Median price
$607,939
▴ 1.9% YoY
Days on market
26
daily · zip_data
Median rent
$2,545
ZORI
Investor score
55/100
cash-flow lens
Active listings
55
90-day

Valuation3 lenses, different anchors

vs assessor
-21.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$479,800
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+43.7%
County-wide market — the widest, slowest signal.
Anne Arundel+43.7%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$260
Price-to-income4.4×

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How 21012 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

39SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply9.4 mo
Days on Market26d
Inv vs History+20.0%
Listing Density--
Market dynamics
Price cut %15.5%
Momentumwarming
LeverageSELLER SLIGHT
Months of supply9.4
Sales (90d)0
Investment analysis
Median rent$2,545
Price-to-rent19.9
Est. cap rate3.3%
Buy vs rentneutral

Livability

Walk score2
Transit score2
Bike score—

Historical trends

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Anne Arundel County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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