Shady Side 20764

Anne Arundel County, MD · 2,359 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

61affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
23.6%
affordable
Days on market
37
daily
Price cuts
0.0%
of active
Valuation
-77.7%
vs assessor
Look up an address
67
/100
stable
stable · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

42/ 100SellerBalancedBuyer
Balanced Market
DOM: 44d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)60
Supply & Demand (20%)85
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)40

Balanced market in 20764. List price is roughly fair — focus on condition and value. Payment burden: 23.6% of median income. Median days on market: 44. Renting is approximately 37% cheaper than buying (price-to-rent ratio: 16.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$432,973
▴ 0.6% YoY
Days on market
37
daily · zip_data
Median rent
$2,197
ZORI
Investor score
65/100
cash-flow lens
Active listings
20
90-day

Valuation3 lenses, different anchors

vs assessor
-77.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$96,750
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+43.7%
County-wide market — the widest, slowest signal.
Anne Arundel+43.7%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$232
Price-to-income3.9×

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How 20764 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

39SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply9.9 mo
Days on Market37d
Inv vs History-10.5%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumstable
LeverageBALANCED
Months of supply9.9
Sales (90d)0
Investment analysis
Median rent$2,197
Price-to-rent16.4
Est. cap rate4.0%
Buy vs rentneutral

Livability

Walk score3
Transit score—
Bike score—

Historical trends

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Anne Arundel County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Baltimore Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Anne Arundel County