Silver Spring 20905

Montgomery County, MD · 6,077 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

56affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.9%
affordable
Days on market
21
daily
Price cuts
0.0%
of active
Valuation
-70.8%
vs assessor
Look up an address
56
/100
mixed
stable · seller slight · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

46/ 100SellerBalancedBuyer
Balanced Market
DOM: 45d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)60
Supply & Demand (20%)40
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)40

Balanced market in 20905. List price is roughly fair — focus on condition and value. Payment burden: 26.9% of median income. Median days on market: 45. Renting is approximately 116% cheaper than buying (price-to-rent ratio: 25.9).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge. Prices down 1.6% YoY.

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Market snapshoteach number, once

Median price
$688,299
▾ 1.6% YoY
Days on market
21
daily · zip_data
Median rent
$2,216
ZORI
Investor score
32/100
cash-flow lens
Active listings
23
90-day

Valuation3 lenses, different anchors

vs assessor
-70.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$200,700
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+36.8%
County-wide market — the widest, slowest signal.
Montgomery+36.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$368
Price-to-income4.4×

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How 20905 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

60SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply5.8 mo
Days on Market21d
Inv vs History+11.7%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumstable
LeverageSELLER SLIGHT
Months of supply5.8
Sales (90d)0
Investment analysis
Median rent$2,216
Price-to-rent25.9
Est. cap rate2.5%
Buy vs rentfavors renting

Livability

Walk score
Transit score12
Bike score

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Montgomery County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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