Montgomery Village 20886

Montgomery County, MD · 11,807 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

60affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
24%
affordable
Days on market
37
daily
Price cuts
20.1%
of active
Valuation
-37.6%
vs assessor
Look up an address
61
/100
stable
cooling · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

30/ 100SellerBalancedBuyer
Seller's Market
DOM: 39d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)70
Buy vs Rent (15%)25
Cancellation Rate (10%)0
Days on Market (5%)40

Seller-favored market in 20886. Expect to pay at or near list price. Payment burden: 24.1% of median income. Median days on market: 39. Renting is approximately 10% cheaper than buying (price-to-rent ratio: 13.2).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 2.1% YoY.

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Market snapshoteach number, once

Median price
$391,597
▾ 2.1% YoY
Days on market
37
daily · zip_data
Median rent
$2,465
ZORI
Investor score
74/100
cash-flow lens
Active listings
91
90-day

Valuation3 lenses, different anchors

vs assessor
-37.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$244,400
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+36.8%
County-wide market — the widest, slowest signal.
Montgomery+36.8%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$233
Price-to-income4.0×

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How 20886 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

45SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply7.0 mo
Days on Market37d
Inv vs History+14.6%
Listing Density--
Market dynamics
Price cut %20.1%
Momentumcooling
LeverageBALANCED
Months of supply7
Sales (90d)0
Investment analysis
Median rent$2,465
Price-to-rent13.2
Est. cap rate4.9%
Buy vs rentfavors buying

Livability

Walk score4
Transit score25
Bike score—

Historical trends

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Montgomery County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Washington DC Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Montgomery County