Bethesda 20816

Montgomery County, MD · 7,081 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

43affordability /100

Buyer leverage is seller advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
34.6%
stretched
Days on market
7
daily
Price cuts
23.3%
of active
Valuation
-35.5%
vs assessor
Look up an address
42
/100
mixed
stable · seller advantage · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

43/ 100SellerBalancedBuyer
Balanced Market
Needs 13.3% correction for affordability
DOM: 26d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)40
Supply & Demand (20%)40
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)20

Balanced market in 20816. List price is roughly fair — focus on condition and value. Payment burden: 34.7% of median income. Median days on market: 26. Renting is approximately 99% cheaper than buying (price-to-rent ratio: 23.9).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER ADVANTAGE

Market is holding steady with balanced conditions. Sellers are firmly in control.

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Market snapshoteach number, once

Median price
$1,321,069
▾ 0.5% YoY
Days on market
7
daily · zip_data
Median rent
$4,608
ZORI
Investor score
38/100
cash-flow lens
Active listings
42
90-day

Valuation3 lenses, different anchors

vs assessor
-35.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$852,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+36.8%
County-wide market — the widest, slowest signal.
Montgomery+36.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$508
Price-to-income5.7×

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How 20816 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

53SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply6.0 mo
Days on Market7d
Inv vs History+55.0%
Listing Density--
Market dynamics
Price cut %23.3%
Momentumstable
LeverageSELLER ADVANTAGE
Months of supply6
Sales (90d)0
Investment analysis
Median rent$4,608
Price-to-rent23.9
Est. cap rate2.7%
Buy vs rentfavors renting

Livability

Walk score10
Transit score16
Bike score

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Montgomery County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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