Welcome 20693
Charles County, MD · 496 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
65affordability /100
Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
21%
affordable
Days on market
25
daily
Price cuts
0.0%
of active
71
/100
stable
cooling · seller slight · prices easing year-over-year.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
DOM: 100d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)100
Cancellation Rate (10%)0
Days on Market (5%)100
Balanced market in 20693. List price is roughly fair — focus on condition and value. Payment burden: 21.1% of median income. Median days on market: 100.
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT
Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 2.2% YoY.
Address lookup$99 report path
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Market snapshoteach number, once
Median price
$516,062
▾ 2.2% YoY
Days on market
25
daily · zip_data
Median rent
$1,839
county avg
Investor score
26/100
cash-flow lens
Active listings
2
90-day
Valuation3 lenses, different anchors
vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+40.6%
County-wide market — the widest, slowest signal.
Charles+40.6%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$184
Price-to-income3.5×
How 20693 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.
Affordability, supply & momentum
43SUPPLY
BalancedSupply Tightness
Supply and demand are roughly even — standard negotiation dynamics.
Months of Supply24.0 mo
Days on Market25d
Inv vs History-28.0%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply24
Sales (90d)0
Investment analysis
Median rent$1,839
Price-to-rent23.4
Est. cap rate2.6%
Buy vs rentfavors renting
Livability
Walk score—
Transit score7
Bike score—
Historical trends
Charles County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.