Nanjemoy 20662

Charles County, MD · 1,334 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

52affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
29%
stretched
Days on market
38
daily
Price cuts
0.0%
of active
Look up an address
65
/100
stable
stable · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

62/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 127d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)60
Supply & Demand (20%)85
Buy vs Rent (15%)75
Cancellation Rate (10%)75
Days on Market (5%)100

Moderate buyer leverage in 20662. Room to negotiate 5-10% below list. Payment burden: 29.1% of median income. Median days on market: 127. Renting is approximately 68% cheaper than buying (price-to-rent ratio: 20.2). Market appears 12% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$403,765
▴ 0.3% YoY
Days on market
38
daily · zip_data
Median rent
$1,663
ZORI
Investor score
52/100
cash-flow lens
Active listings
13
90-day

Valuation3 lenses, different anchors

vs assessor
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+40.6%
County-wide market — the widest, slowest signal.
Charles+40.6%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$181
Price-to-income4.8×

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How 20662 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

25SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply10.0 mo
Days on Market38d
Inv vs History+46.9%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumstable
LeverageBALANCED
Months of supply10
Sales (90d)0
Investment analysis
Median rent$1,663
Price-to-rent20.2
Est. cap rate3.2%
Buy vs rentfavors renting

Livability

Walk score
Transit score
Bike score

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Charles County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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