Newburg 20664

Charles County, MD · 1,743 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

48affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
31.8%
stretched
Days on market
36
daily
Price cuts
0.0%
of active
Look up an address
64
/100
stable
warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

54/ 100SellerBalancedBuyer
Balanced Market
Needs 5.7% correction for affordability
DOM: 118d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)40
Supply & Demand (20%)70
Buy vs Rent (15%)50
Days on Market (5%)100

Balanced market in 20664. List price is roughly fair — focus on condition and value. Payment burden: 31.9% of median income. Median days on market: 118. Renting is approximately 55% cheaper than buying (price-to-rent ratio: 18.6).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$431,059
▴ 1.3% YoY
Days on market
36
daily · zip_data
Median rent
$1,934
ZORI
Investor score
59/100
cash-flow lens
Active listings
11
90-day

Valuation3 lenses, different anchors

vs assessor
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+40.6%
County-wide market — the widest, slowest signal.
Charles+40.6%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$201
Price-to-income5.3×

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How 20664 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

55SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply6.9 mo
Days on Market36d
Inv vs History-24.7%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageBALANCED
Months of supply6.9
Sales (90d)0
Investment analysis
Median rent$1,934
Price-to-rent18.6
Est. cap rate3.5%
Buy vs rentneutral

Livability

Walk score
Transit score2
Bike score

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Charles County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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